I've been scammed!

Posted: Tue, Nov 03 2009, 3:34 pm Post subject: I've been scammed!

You know those "make $3,000 a week working at home" ads? Well, I opened one (I think). And somehow (& I have no idea how) I have lost over the past 3 months $254.37 from my account.

So the bank has stopped my debit card. DH thinks it was the above type of "offer" but AFAIK, I never gave my debit card #. The guy from the fraud dept said it looks like a scam & reimbursed my claim. But if it turns out it was genuine (ha!) or the bank can't verify the scam Crying or Very sad

I'll lose it again.

I never received any goods or services...no wine of the month, no magazine subscriptions or anything. Please check your bank statements very carefully. I just spent 45 minutes on the phone sorting it out. Mad

Caveat Emptor. Except I never caveated Rolling Eyes

Posted: Tue, Nov 03 2009, 4:54 pm Post subject: re: I've been scammed!

wow! it's a good thing you were reimbursed.
what got into a level headed person like you to open such an ad?
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Posted: Tue, Nov 03 2009, 4:55 pm Post subject: re: I've been scammed!

Oy, that sounds horrible. I'm sorry to hear bubby. Possibly the ad was loaded with spyware/trojan horse--it could be recording what websites you access and what keys you hit (to get passwords). Did you use the same computer to do online banking?

Posted: Tue, Nov 03 2009, 5:10 pm Post subject:

Oh my... todays day you can never be too careful! I had it more than once since then I am so careful it takes a lot to get me to give out any private info (except shooping lol!)
I lost my identity as well, although I have no clue how...Im still fighting it!
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Platinum Member Joined: Aug 01 2005 Posts: 11906

how did they get your debit card?

Posted: Tue, Nov 03 2009, 5:51 pm Post subject:

Posted: Tue, Nov 03 2009, 6:07 pm Post subject: re: I've been scammed!

I'm not a computer expert so anyone correct me if I'm wrong. Spyware is a programme that installs iself on to your PC and records data (including keyboard strokes you enter) and often transmits/forwards to another machine/server. Trojan Horse is also a similar one, often used by hackers to control someone else's PC remotely. Unlike virus, it doesn't destry PC but makes your PC unsafe in terms of security and personal data protection.

Posted: Tue, Nov 03 2009, 6:18 pm Post subject:

recently my bank sent me a new debit card saying that a certain business had all the cards that customers used compromised ... so they did not take any chances ... only they wouldn't say what business ...

wouldn't believe the letter so I went into the bank which verified that indeed only debit cards used at specific business had to be changed ... my dd uses same bank and they did not change hers

maybe you're just the first one reporting a discrepancy ... hopefully the matter will be cleared ...
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Diamond Member Joined: Dec 27 2007 Posts: 3058

Did you open an attachment? Otherwise, those emails can't just install anything. You have to open an attachment to install a file.

Also, why would they only take 250 over three months? What do the charges read as?

Posted: Tue, Nov 03 2009, 8:46 pm Post subject: re: I've been scammed!

B"H
Marina I meant to tell u off topic I know, but ur avatar does not quite fit ur username or is it the other way around Scratching Head

Posted: Tue, Nov 03 2009, 8:47 pm Post subject: re: I've been scammed!

Do you have any kind of protection on your computer, a firewall, for example?
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Posted: Tue, Nov 03 2009, 8:56 pm Post subject: re: I've been scammed!

b'h
Oh bubby I am sorry but hey u r not alone I too have been scammed but by someone closer though and supposedly 4 a jk.
So that makes 2! tell ur husband from me it's very normal , then again normal is relative Twisted Evil

Posted: Tue, Nov 03 2009, 9:33 pm Post subject: re: I've been scammed!

Beware: many websites that you order merchandise from, will spit out a thank you page after your order is complete. On that page you will see blinking ads, or innocent looking blue links that can say �thank you for your order. You qualify for additional 10% savings, click here� or something innocuous like that. Clicking it legally entitles the third party advertiser to bill you for a �membership� which can entitle you to future savings of their club. The reason they have your credit card info is because it gets transmitted to them with the same click-action as the website sale. Trust me, I know the industry. I work in it. : (
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Diamond Member Joined: Dec 27 2007 Posts: 3058

Posted: Tue, Nov 03 2009, 9:53 pm Post subject: Re: re: I've been scammed!

Diamond Member Joined: Dec 27 2007 Posts: 3058

yes, if an ad has small print and you do not read it, the onus may be on you.

Still, I would argue that this is a very triable case. I would certainly take it to court as an attorney as you could easily argue that the contract language does not indicate you will be charged for anything. So if a senior citizen reads that he is entitled to something, that would not imply to him that he may be charged automatically. I would absolutely take it to a court.

Posted: Tue, Nov 03 2009, 11:57 pm Post subject: re: I've been scammed!

I think what Shaklee says may be what happened, but for my $84.79 every month, (only 3 months, B"H) I didn't receive anything, so what am I supposed to have agreed to pay for? Even the bank fraud guy agreed it looked scammy.

Marina, are you a lawyer? Oh, & I'm not a Senior (yet!) & they probably can't be found anyway. But if get them, they're dead!

Posted: Wed, Nov 04 2009, 12:41 am Post subject: Re: re: I've been scammed!

Posted: Wed, Nov 04 2009, 12:44 am Post subject: Re: re: I've been scammed!

Posted: Wed, Nov 04 2009, 12:45 am Post subject: re: I've been scammed!

I'm crying. Crying or Very sad