Home

Chase Checking Bank Fees

 
Post new topic   Reply to topic    Forum -> Household Management -> Finances

Report offensive ad

View latest: 24h 48h 72h


manyhats









  
Post Posted: Sun, Apr 29 2012, 11:56 am       Post subject: Chase Checking Bank Fees
My balance in Chase a/c went below $15000. They now charge $25 a month .

I like my Chase Bank b/c there are hardly any lines and they have free parking.

Most of my transactions are debit purchases- @15 or so per month.


I know that an annual cost would be $300. And I would earn 2% (300/15000)


Are there well established banks that offer a more attractive package?

Please advise. TIA
Back to top

notshanarishona









  
Post Posted: Sun, Apr 29 2012, 1:21 pm       Post subject: re: Chase Checking Bank Fees
I think all of the banks have similar fee's. There are some "discounts" they give for various things like getting direct deposit, paper statements, etc.
Back to top

kb









  
Post Posted: Sun, Apr 29 2012, 1:22 pm       Post subject: re: Chase Checking Bank Fees
TD and Astoria both offer free checking. I'm sure other banks do, too.
Back to top

Annie









  
Post Posted: Sun, Apr 29 2012, 1:24 pm       Post subject: re: Chase Checking Bank Fees
if you have any direct deposits that fee should be waived unless you're in a higher end account. Call your banker.
Back to top

chocolate moose









  
Post Posted: Sun, Apr 29 2012, 2:07 pm       Post subject: re: Chase Checking Bank Fees
Chase is a bank that requires a large minimum for free accounts. I never had extra money like that.
Back to top

beckster









  
Post Posted: Sun, Apr 29 2012, 4:09 pm       Post subject: re: Chase Checking Bank Fees
If you have a mortgage with Chase (and possibly if you have a credit card with them) they will link the accounts and not charge a monthly fee.
Back to top

manyhats









  
Post Posted: Sun, Apr 29 2012, 5:24 pm       Post subject: re: Chase Checking Bank Fees
Thanks everyone.

Hubby said TD only offers checking. I will need a debit card also.

Will look into Astoria.

Morgage is not applicable. Neither is linking to other accounts.

Agaain, thanks for responses.
Back to top

September June









  
Post Posted: Sun, Apr 29 2012, 5:30 pm       Post subject: re: Chase Checking Bank Fees
Manyhats, I'm with TD. I have a checking account (free with an $100 balance I think) and a debit card also. Go to a branch and speak with someone there.

Chase is ridiculous with their fees.
Back to top

manyhats









  
Post Posted: Sun, Apr 29 2012, 5:36 pm       Post subject: re: Chase Checking Bank Fees
Thanks SJ,

How does the TD debit card work. What do they charge for debit card withdrawals at banks?
Back to top

STovah









  
Post Posted: Sun, Apr 29 2012, 5:51 pm       Post subject: re: Chase Checking Bank Fees
I have free checking with Chase which requires minimum balances of $1500 (quite different from $15000). We had to go talk to people at the bank to "grandfather" our accounts into free checking last year when they got rid of their free checking. I like Chase because you can always find an ATM (between their branches and Duane Reade, they are everywhere) and my credit card is also through Chase, so I have all my online banking in one place.
Back to top

September June









  
Post Posted: Sun, Apr 29 2012, 6:07 pm       Post subject: Re: re: Chase Checking Bank Fees
manyhats wrote:
Thanks SJ,

How does the TD debit card work. What do they charge for debit card withdrawals at banks?


I never used it actually. Embarassed so I can't tell you for sure.

They are generally quite reasonable about fees. In your situation, I would go to a TD branch and ask a representative about a checking account.
Back to top

groovy1224









  
Post Posted: Mon, Apr 30 2012, 7:32 pm       Post subject: re: Chase Checking Bank Fees
I'm super confused- we have a chase account, and don't have anything close to $15000 in there, and pay nothing as long as there's like $100 in there, and you use your debit card 5 times a month. I'm not sure what it's called, but we've never paid anything for our checking account. I can check our account I guess to see if it has a name or something if you'd like..
Back to top

manyhats









  
Post Posted: Mon, Apr 30 2012, 8:24 pm       Post subject: re: Chase Checking Bank Fees
I followed September June's advice and called TD. This refers to the account that works for me. (there are others). For a $2500 balance you get free checking and debit card. You can use any bank to withdraw cash and TD will reimburse any funds deducted from your account to pay for that transaction. They have several addional perks .

This compares to $15000 minimum that Chase requires for a free checking/debit account.
Back to top

manyhats









  
Post Posted: Fri, May 04 2012, 4:10 pm       Post subject: re: Chase Checking Bank Fees
Update from OP

Visited Chase and learned that there were different kinds of accounts and each account differed in minimum balance needed for free checking and debit.

The $15000 requirement level has special perks. For instance, free deposit box- a $75 per year perk.

I decided to forgo that feature.

Chase credited my A/C for the $25 fee. And enrolled me in a $1500 plan. If I maintain that balance I get free checking and debit card.

Nice ending!
Back to top

Tzutzie









  
Post Posted: Fri, May 04 2012, 4:30 pm       Post subject: re: Chase Checking Bank Fees
I used apple bank cuz it was local but a changed to chase. its great service and free. (I have automatic deposit... ) what I like best about it is that the check clears right away. by apple bank it could take over a WEEK!!!
_________________
I'm not a complete idiot, some parts are missing
Back to top
View latest: 24h 48h 72h

Post new topic   Reply to topic    Forum -> Household Management -> Finances
Page 1 of 1

Similar Topics Replies Last Post
No new posts ISO Chase Bonus offer 3 Wed, Jan 04 2012, 8:15 am View latest post
No new posts Chase Sapphire Card miles- Worth It?
by amother
0 Sun, Jul 31 2011, 10:51 am View latest post
No new posts How cruel is it to chase pigeons?
by yo'ma
36 Thu, Feb 13 2014, 12:30 pm View latest post
No new posts Desperately need to be paid but don't want to chase clients
by amother
22 Thu, Mar 10 2011, 10:45 pm View latest post
No new posts Caterers fees!
by imaamy
30 Tue, Dec 11 2007, 12:12 am View latest post


Jump to:  



Report offensive ad