I have free checking with Chase which requires minimum balances of $1500 (quite different from $15000). We had to go talk to people at the bank to "grandfather" our accounts into free checking last year when they got rid of their free checking. I like Chase because you can always find an ATM (between their branches and Duane Reade, they are everywhere) and my credit card is also through Chase, so I have all my online banking in one place.
I'm super confused- we have a chase account, and don't have anything close to $15000 in there, and pay nothing as long as there's like $100 in there, and you use your debit card 5 times a month. I'm not sure what it's called, but we've never paid anything for our checking account. I can check our account I guess to see if it has a name or something if you'd like..
I followed September June's advice and called TD. This refers to the account that works for me. (there are others). For a $2500 balance you get free checking and debit card. You can use any bank to withdraw cash and TD will reimburse any funds deducted from your account to pay for that transaction. They have several addional perks .
This compares to $15000 minimum that Chase requires for a free checking/debit account.
I used apple bank cuz it was local but a changed to chase. its great service and free. (I have automatic deposit... ) what I like best about it is that the check clears right away. by apple bank it could take over a WEEK!!!