I need to choose a Child Health Plus plan for my kids and an Essentials Plan for myself, ASAP. But I have no idea what to base the choice on. All I know is that I hate what we were on before because the referral process is cumbersome and our doctor recommended a switch because he said the other plans aren't like that. But I don't know if all other plans are created equal in that regard. The main doctors we use seem to take just about everything so that's not going to be a deciding factor. Any advice?