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Medical insurance co-pay too high
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MagentaYenta




 
 
    
 

Post Fri, Jun 23 2017, 3:44 pm
amother wrote:
Definitely look into FSA
Also look into Aflac. It's additional insurance, really cheap, and they pay YOU when u go to the doctor. So it covers ur co-pays etc


Wait until the health care vote, it's going to be a game changer. Read some of the online comparisons.
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nylon




 
 
    
 

Post Fri, Jun 23 2017, 5:05 pm
No one knows about the vote... but I agree on FSA. $30 is a pretty typical copay now sadly, I pay $25 for a PCP and $40 for a specialist. The FSA can also be used for dental, optical, and things not covered by insurance so it's definitely been worth it for us. It's use it or lose it though so don't put in more than you think you will need. The max is $2600 for a healthcare FSA. $5000 is the limit for a dependent care FSA.
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justforfun87




 
 
    
 

Post Fri, Jun 23 2017, 5:06 pm
30 dollars isn't a high copay. Can you cut down on sick visits?
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MagentaYenta




 
 
    
 

Post Fri, Jun 23 2017, 5:09 pm
nylon wrote:
No one knows about the vote...


Quite true, but some of us know what is in the new bill and how it compares to the ACA. And yes, all bets are off it is passed.
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