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amother




Seafoam


Post  Sun, Aug 13 2017, 7:07 am
amother wrote:
We bought a house about 2 years ago, in brooklyn, near marine park. As I recall, we borrowed from my parents to pay extra for the down payment, so that the mortgage would make the cutoff of borrowing less than $415,000 from the bank. Apparently, if you're borrowing more than that, your interest rate goes up significantly. I know my sil had the same cheshbon when they bought 3 years ago. We both pay around $2,600 monthly mortgage.


That means borrowing a LOT of money....
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amother




Fuchsia


Post  Sun, Aug 13 2017, 11:38 am
I agree with others who say call a broker. You can specifically say you want to go over numbers to see if you can afford it.

You want to know more exact figure so you know what to expect. Personally, I went to a few people in a bank to find out the rates with costs....but in the end I used only one person.

Good luck.
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