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Forum
-> Household Management
-> Finances
thegiver
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Wed, Nov 15 2017, 1:29 am
It totally throws me off every time. If you are on a food budget what allows you to shop at Costco without the headache of a whopping bill and unaccounted funds
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Iymnok
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Wed, Nov 15 2017, 1:53 am
As with any bulk buying, you divide the cost over the time used.
So if a grocery store pack of toilet paper lasts a month and the Costco pack lasts three months, you divide the cost over those three months to determine your budget.
Look at the price per unit (per item, per ounce, per serving).
You should have a monthly budget. If you aim to keep under it, then when you need to stock up at Costco and restaurant supply stores, you have saved up from the last couple of lighter months.
So your budget is really an average.
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imasinger
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Wed, Nov 15 2017, 6:44 am
Big box stores can be a problem for people living from paycheck to paycheck. You have to have enough of a cushion that saving a quarter per roll (or whatever) of toilet paper doesn't mean that you have to do without something else essential for the week.
If your budget has some give in it, then the savings definitely helps.
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allcuteonesrtak
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Wed, Nov 15 2017, 10:59 am
Do u mean costco as in food or as in household goods?
#1- if u use it for both, you have 2 options:
Make a separate bill.
When u get home, split the bill up accordingly to differentiate how much u spent on food and how much u spent on household goods.
Also-
Household Goods - dont buy it all in one month. For example if you budget $50 for household goods, One month its dishwashing soap, sponges, tissues, and napkins. The next month its foil, body soap, and detergent.
You dont need detergent and shampoo etc every month, stock up In advance, when those items are on sale.
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