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Forum
-> Household Management
-> Finances
amother
OP
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Wed, May 20 2020, 2:26 pm
We were approved for 80,000. We have 120,000 personal debt including IRS debt. Dh is a consult and is still getting paid 10,000 a month. Can we even take this loan? I was hoping we can pay our debt.
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amother
Pink
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Wed, May 20 2020, 2:30 pm
amother [ OP ] wrote: | We were approved for 80,000. We have 120,000 personal debt including IRS debt. Dh is a consult and is still getting paid 10,000 a month. Can we even take this loan? I was hoping we can pay our debt. |
what line of business?
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amother
Powderblue
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Wed, May 20 2020, 2:36 pm
read the loan contract to see what it can be used for.
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amother
Pink
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Wed, May 20 2020, 2:50 pm
amother [ OP ] wrote: | Debt collection |
interesting that you got approved. I thought they were only approving agriculture
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amother
OP
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Wed, May 20 2020, 3:14 pm
They are approving most businesses
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amother
Powderblue
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Wed, May 20 2020, 3:16 pm
amother [ Pink ] wrote: | interesting that you got approved. I thought they were only approving agriculture |
for new applications that is true.
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amother
Pink
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Wed, May 20 2020, 3:25 pm
amother [ Powderblue ] wrote: | for new applications that is true. |
I applied before pesach and got denied
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amother
Powderblue
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Wed, May 20 2020, 3:26 pm
amother [ Pink ] wrote: | I applied before pesach and got denied |
It wasn't because you were not doing agriculture.
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amother
OP
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Wed, May 20 2020, 10:16 pm
amother [ Pink ] wrote: | I applied before pesach and got denied |
What is your business. Why were you denied?
My Friend has a business selling gifts to mainly tourist stores and she got approved. She got 90,000
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amother
Pink
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Wed, May 20 2020, 10:56 pm
amother [ OP ] wrote: | What is your business. Why were you denied?
My Friend has a business selling gifts to mainly tourist stores and she got approved. She got 90,000 |
I have no idea, they didnt give a reason. I appealed the decision today. we could really use the loan.
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amother
OP
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Wed, May 20 2020, 11:09 pm
amother [ Pink ] wrote: | I have no idea, they didnt give a reason. I appealed the decision today. we could really use the loan. |
What business or. As much as you can share
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amother
Pink
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Thu, May 21 2020, 12:51 am
amother [ OP ] wrote: | What business or. As much as you can share |
real estate
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amother
OP
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Thu, May 21 2020, 3:09 am
amother [ Pink ] wrote: | real estate |
I’m very surprised that you weren’t approved. It was very easy to be approved for me and my friend. Dh wrote finance on the application. They called and asked what is exactly that he does. He said collections and few days later we got an email that we were approved for 80,000.
My friend just applied and got so much money. She has a very small business selling gifts to gift shops. She is the only one in the business the same as dh.
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amother
White
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Thu, May 21 2020, 5:10 am
Ask a professional to be sure -- you can ask whoever does your taxes for example. Ask your accountant.
hugs and hatzlocha
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amother
OP
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Thu, May 21 2020, 5:09 pm
I asked Dh he said that since March they changed the law that allows only agricultural we applied before March.
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