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Forum
-> Household Management
-> Finances
Ruchy
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 Sat, Oct 31 2020, 11:57 pm
| amother [ Mistyrose ] wrote: | | Do you mean by budgeting and cutting back on other expenses? |
It's more about creating a spending plan and coming up together with creative solutions.
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amother
Slateblue
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Mon, Nov 02 2020, 5:56 pm
We just did it with a company called bye bye apr. You can Google for phone number.
It took longer than originally promised, and I was skeptical to begin with, but they did come through, and we just got a letter from the bank telling us that the interest rate went down to zero percent. We did have to commit to a specific monthly payment.
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amother
Rose
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Mon, Nov 02 2020, 6:29 pm
| yksraya wrote: | | Maybe ask them for a settlement given you have a lump sum payment for them. They might agree. Just make sure to ask them to send you a letter stating it's paid in full, as that may aid in better credit score. Good luck. |
No. Don’t do this. You end up paying taxes on the part of debt they forgive
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