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Forum
-> Household Management
-> Finances
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amother
OP
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 Sun, Nov 20 2022, 8:03 am
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If possible, what do I need to know?
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Chickensoupprof
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Sun, Nov 20 2022, 8:05 am
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DH wanted to open one here in the NL and it is really hard to do. The best is to ask someone you know and you trust in the USA to use there adresss and everything if u are not flying to the US to open one.
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notshanarishona
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Sun, Nov 20 2022, 8:08 am
Yes but you need an American address for them to mail checks, debit cards, statements, etc.
I love Capital One.
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sarahph1
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Sun, Nov 20 2022, 8:08 am
Yes you can
Capital one 360 which also is a great card
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amother
Clear
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Sun, Nov 20 2022, 8:12 am
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Try Schwab online banking.
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amother
OP
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Sun, Nov 20 2022, 8:47 am
To those who are suggesting Capital One, how do I go about it?
Do I also need a US phone number? Can I limit the amount of mail that is sent to the physical street address?
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WitchKitty
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Sun, Nov 20 2022, 8:50 am
I have Capital One.
I needed an American phone number, and need access to the number many times.
The address was only the first time- for signing all the forms. And for getting credit cards. They don't send anything else.
I think their app won't work out of the US. And you can't deposit checks through the website.
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amother
Tanzanite
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Sun, Nov 20 2022, 9:10 am
| notshanarishona wrote: | Yes but you need an American address for them to mail checks, debit cards, statements, etc.
I love Capital One. |
Do you need some sort of proof that this is your address or it's enough to put down an American address and phone number?
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essie14
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Sun, Nov 20 2022, 9:16 am
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The TextNow app is great for having a US number.
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WitchKitty
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Sun, Nov 20 2022, 12:59 pm
| amother Tanzanite wrote: | | Do you need some sort of proof that this is your address or it's enough to put down an American address and phone number? |
No, just put down the address & phone number I was using.
After a while I told them I'm currently studying in Israel so they don't block my card so often- they're scared of fraud when it's used abroad so they would temporarily block it when I made big purchases.
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amother
Wandflower
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Sun, Nov 20 2022, 2:13 pm
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I've opened Capitol One and Wise accounts. You need a US passport and a text number. Text Now is good as someone else suggested. Wise accounts are good as you can link them to a foreign credit card. If you want to use the app or Zelle you'll need a spare smart phone so you can set your location to the US on that phone otherwise you won't be able to download the app.
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amother
Trillium
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Sun, Nov 20 2022, 2:49 pm
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No information about opening an account but if you need an American number google voice is free
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Simcha36
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Tue, Dec 13 2022, 4:26 pm
no
can not open a US bank without a social.
Did you ever reside in the USA and have a social?
if you do and open a bank, I suggest you file US taxes as well
feel free to pm
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Roots
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Mon, Jan 09 2023, 12:11 pm
I am looking to open a US bank acct whilst living in Israel
is it really possible without physically coming into the bank?
(American citizen and all)
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