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Do you have credit card debt?
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Do you have credit card debt?
No, I pay my balance in full each month  
 44%  [ 48 ]
Yes, <$1000  
 6%  [ 7 ]
Yes, $1,001-$5,000  
 13%  [ 14 ]
Yes, $5,000-$10,000  
 11%  [ 12 ]
Yes, > $10,000  
 15%  [ 17 ]
No, we don't use credit cards  
 8%  [ 9 ]
Total Votes : 107



zaq




 
 
    
 

Post Wed, Nov 12 2008, 11:50 am
No. I use a cc only for emergencies --an emergency defined as being stranded by a snowstorm in Omaha and having to stay overnight in a hotel, not a rock-bottom sale at Manolo Blahnik; for purchases that are hard or impossible to do in cash like plane tix; and to avoid carrying large sums of cash when doing major shopping. The cc is only a temporary stand-in for money in the bank account, and I pay the bill in full every month. If I can't pay for what I want right now, I don't buy it.
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