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Forum
-> Household Management
-> Finances
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amother
Burlywood
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 Mon, May 07 2018, 7:28 am
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What bank do you use? Are you happy with it? Pros and cons?
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amother
Goldenrod
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Mon, May 07 2018, 7:36 am
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we currently use Chase. We like it because it has a lot of branches and people use it both in the tri-state and out so it makes it easier. Like if my mother has a check for use she can go to the her local chase and deposit it for us without much hassle.
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amother
Ivory
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Mon, May 07 2018, 10:59 am
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Another satisfied Chase user here. Their numerous locations are quite convenient.
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amother
Burlywood
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Tue, May 08 2018, 7:42 am
| amother wrote: | | we currently use Chase. We like it because it has a lot of branches and people use it both in the tri-state and out so it makes it easier. Like if my mother has a check for use she can go to the her local chase and deposit it for us without much hassle. |
Thank you. Is that the only reason? The charges? Anyone else?
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thunderstorm
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Tue, May 08 2018, 7:46 am
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I like Chase too. Never had any problems with my account ever since I've opened it about five years ago. I'm sure other banks have this. But I like the fact that I could take a photo of a check with my phone and can deposit it that way without having to go to the bank.
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thunderstorm
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Tue, May 08 2018, 7:48 am
| amother wrote: | | Thank you. Is that the only reason? The charges? Anyone else? |
I've never been charged anything. As long as you have at least $500 deposited every month into the account it's totally free checking. (As far as I remember) . That works for me since my payroll is a direct deposit into my account and I get paid every two weeks so I know there were always be that deposit.
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amother
Goldenrod
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Tue, May 08 2018, 8:20 am
other banks also let you deposit checks under a certain amount over your phone. The fact that the money usually transfers quickly is a big deal. One thing I would look in to is if you want to have a maaser account, how much you need to maintain it without fees.. I believe when we switched banks to chase it seemed that we would be charged for that account since we couldn't commit to a certain minimum. We now have our "maaser" account in a different bank.
Basically figure out what you need, how much money you plan to keep in the account... and see if there will be fees. At one point I had a higher end account with chase and then I dipped below the minimum without keeping on top of it and ended up getting charged fees. Once we realized we changed what type of account I had.
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sunflowershine
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Tue, May 08 2018, 12:05 pm
I also use chase. Happy with them.
I also like that they have chase quickpay. I pay my friends and relatives all the time through that. When you chip in for a gift together.... So much easier then trying to collect the cash from everyone
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