Can'f afford to stay, can't afford to leave?

LittleDucky

Mon, May 07 2018, 1:13 pm

Hugs. Its difficult. But realize that staying where you are just digs a deeper hole, one much harder to climb out of. Instead have a serious discussion with your husband.

1. What can be cut right now? Are there ANY places where ANYTHING can be cut? I am talking strict bare bones budget. Turn heat down and wear sweaters. Any extras in terms of food budget? Do you ever take a taxis even when a bus could do but its easier/more convenient? Every penny counts.
2. Where can you move to? Talk practical. Throwing up your hands because "jobs are hard" won't help you. You can do this and find a way to make it work.
3. Any side jobs? Tutoring?
4. How much would a move cost and can you squeeze it out of your budget? Can you borrow from family when you have a real plan with realistic goals on how it will be used and on how you Will pay it back?

Budgets are a numbers game- if you cant decrease costs income has to go up and vice versa.

Good luck! You can do it!!