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mha3484


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Wed, Jul 11 2018, 1:05 pm
You need an eldercare attorney for this. It is extremely complicated.
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kollel wife


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Wed, Jul 11 2018, 1:09 pm
I'm not super knowledgeable but to be eligible for Adult medicaid, you have give away your assets and then wait 5 years, or you're penalized. The 'patient' must keep a very low bank balance every month.
To be eligible for senior Medicaid the 'patient' must need assistance with daily living, bathing, dressing, eating, taking medicine, something like that. I believe you can make a trust of some sort, where the patient no longer has his money, but gets an income from the trust - as long as the income doesn't exceed the income guidelines. The social security income must fall within certain guidelines as well.
I'm not familiar with assisted living, but it can be covered by Medicaid, after the 'patients' social security is used towards the fee as well.
I would tell you to contact the number below. They were very helpful to us in the past. (I hope this phone # etc. is current, I got it from the internet.)
Medicaid Solutions
Address: 910 E County Line Rd #103d, Lakewood, NJ 08701
Phone: (732) 901-6446
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pesek zman


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Wed, Jul 11 2018, 1:13 pm
amother wrote: | In our experience, there was no Medicare or Medicaid coverage for assisted living (nursing care, if any, is separate). Medicaid varies from state to state, so your experience may vary. I have no experience with private insurance for assisted living, so I can't help you there.
If you want to qualify for Medicaid for a nursing home (not the same thing as assisted living), speak to an elder care attorney in your state for advice. |
This exactly. Assisted living is always private pay.
Are you asking about nursing home, or assisted living?
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pesek zman


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Wed, Jul 11 2018, 1:25 pm
amother wrote: | Nursing home. |
Best to change the title and get more focused response
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lkwdlady


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Wed, Jul 11 2018, 1:30 pm
There are some Frum organizations that help with this. Each state has different laws. Which state are you inquiring about?
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pesek zman


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Wed, Jul 11 2018, 1:49 pm
amother wrote: | Like: How can a person of means legally become a ward of the state? |
Respectfully you're using a lot of incorrect terminology
A ward of the state?
You're asking how a rich person can get Medicaid. Medicaid doesn't make you a ward of the state
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amother


Ginger
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Wed, Jul 11 2018, 2:02 pm
My parents are poor and miserably in debt, living in an apartment literally crawling with enormous roaches and mice, and they are going to be reliant on us when they need help in a few years. Me and my brother are scrambling to pull things together so that we can keep our families' heads above water, and scraping together bit by bit so we'll be able to care for them too.
There are plenty of people in worse situations, often without family to care for them.
These services were created to help the poor, and they're strained and over-burdened as it is. There is never enough to go around.
If you go ahead with your plan, you will be stealing food out of someone's mouth, and a roof from above their head.
I beg of you, sister to sister: don't do it.
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Chayalle


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Wed, Jul 11 2018, 2:03 pm
I've heard of people who put their assets in a trust. Or take their name of of assets, and leave it only in spouse's name, and then spouse has to say they are not giving them those assets.....something like that.
Best to speak to a lawyer who specializes in this.
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amother


Taupe
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Wed, Jul 11 2018, 2:19 pm
amother wrote: | My parents are poor and miserably in debt, living in an apartment literally crawling with enormous roaches and mice, and they are going to be reliant on us when they need help in a few years. Me and my brother are scrambling to pull things together so that we can keep our families' heads above water, and scraping together bit by bit so we'll be able to care for them too.
There are plenty of people in worse situations, often without family to care for them.
These services were created to help the poor, and they're strained and over-burdened as it is. There is never enough to go around.
If you go ahead with your plan, you will be stealing food out of someone's mouth, and a roof from above their head.
I beg of you, sister to sister: don't do it. |
I'm sorry for you parents situation. It's really not clear why you aren't taking advantage of whatever assistance is available.
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