What to buy? | Imamother

amother

Thu, Sep 24 2020, 6:34 am

Yay I’ve got $1500 extra!!!!
What should I buy??? Lol
I’m so excited!
No I don’t need a wig, I only like baby joggers, so no fancy stroller. Maybe a nice jacket for my toddler? My older kids have good jackets from last year, they don’t need one. My husband doesnt need anything. I’ve got sneakers, so I don’t need, I also have a good coat.
What would u buy?

amother

Tan

Thu, Sep 24 2020, 6:56 am

amother [ OP ] wrote:

What do you mean by "extra"?
When we have "extra", it goes straight to savings.

amother

Coffee

Thu, Sep 24 2020, 7:27 am

amother [ Tan ] wrote:

What do you mean by "extra"?
When we have "extra", it goes straight to savings.

This depends where the money is coming from. If I get a bonus at work or money as a gift, I like to buy something extra that I wouldn't normally buy. If I have extra money at the end of the month, it goes to savings.

amother

Burlywood

Thu, Sep 24 2020, 7:48 am

I like furniture / home decor idea.
New cough
Painting for walls
Redo dining room chairs
Polish floors
Paint
Light fixture

ra_mom

Thu, Sep 24 2020, 8:10 am

Professional organizer
Custom closet
Paint some rooms
Jewelry
Chol Hamoed vacation
Bedroom chandelier and sconces
Awning for balcony/sukkah

amother

Thu, Sep 24 2020, 9:46 am

amother [ Tan ] wrote:

What do you mean by "extra"?
When we have "extra", it goes straight to savings.

I’ve got a bonus.
What are u saving for?

amother

Tan

Thu, Sep 24 2020, 9:48 am

amother [ OP ] wrote:

I’ve got a bonus.
What are u saving for?

House repairs
Braces
Bar mitzvah
College
Weddings

amother

Honeydew

Thu, Sep 24 2020, 9:50 am

amother [ OP ] wrote:

I’ve got a bonus.
What are u saving for?

saving for retirement and just to have in case of emergency. we already own but still expenses come up and my dh wants to retire young and have the money to enjoy that retirement.

amother

Firebrick

Thu, Sep 24 2020, 10:43 am

ra_mom wrote:

Professional organizer
Custom closet
Paint some rooms
Jewelry
Chol Hamoed vacation
Bedroom chandelier and sconces
Awning for balcony/sukkah

Love this idea.

amother

Thu, Sep 24 2020, 11:32 am

Thank you for all the answers!
So, my house is pretty new, it doesn’t need repairs or an awning. Eventually I want to build out, but that ll cost me 50k+. I would prefer re-do my mortgage and cash out, and hoped lower my monthly payments. ( I’ve done such thing before). Will probably do the same for weddings.
A bar mitzvah ll cost me about 5k ( everything included). I have more girls and my boys are young.
I do have money for braces etc.
I really want to buy nicer things, but I don’t know where to start lol.
Vacation is a good idea.
Maybe spa?nahhh.
Really, we are financially comfortable, but I have never been into “better” things.

amother

Thu, Sep 24 2020, 11:35 am

amother [ Honeydew ] wrote:

saving for retirement and just to have in case of emergency. we already own but still expenses come up and my dh wants to retire young and have the money to enjoy that retirement.

I can’t see myself retiring, I plan to work till 120. I love my job.

Coffee beanz

Thu, Sep 24 2020, 11:39 am

amother [ OP ] wrote:

I can’t see myself retiring, I plan to work till 120. I love my job.

I feel like even if you love your job its good to have the option if you choose to retire. So that you're not boxed into it without a choice. Choosing to work vs having to work are different. Hatzlacha!!

TravelHearter

Thu, Sep 24 2020, 12:10 pm

If you want you can put some away as savings and use some.
I would let myself by a nice pair of shoes, and extra top because why not, etc

SixOfWands

Thu, Sep 24 2020, 12:22 pm

(1) Everyone needs a retirement account. Even if you want to work until 120, there are a lot of reasons you may not be able to.

(2) If you don't know what to buy, don't buy anything. Money doesn't go bad. Save it until there's something you actually want.

amother

Amber

Thu, Sep 24 2020, 12:23 pm

amother [ OP ] wrote:

I can’t see myself retiring, I plan to work till 120. I love my job.

what do u do? (Sorry, off topic)

amother

Bisque

Thu, Sep 24 2020, 12:32 pm

If you're searching for what to buy with the money, then I will just not spend it now until I find something I really want.