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Forum
-> Household Management
-> Finances
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amother
OP
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 Thu, Nov 12 2020, 9:42 pm
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I see that pottery barn gives the option of paying with Affirm. Affirm splits the total into monthly payments. Has anyone used Affrim before? Is there really no catch to it?
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amother
Aqua
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Fri, Nov 13 2020, 7:51 am
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I use it all the time. Interest free payments. That’s it!
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TwinsMommy
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Fri, Nov 13 2020, 7:55 am
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how do they make money if there is no interest?
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nycgal
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Fri, Nov 13 2020, 7:56 am
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I used it too with no problems at all.
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TwinsMommy
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Fri, Nov 13 2020, 7:58 am
ok I looked at the website. There's interest.
A poster above said interest free payments. Nope. It's just like any credit card or credit program as far as I can tell.
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amother
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Fri, Nov 13 2020, 8:05 am
| TwinsMommy wrote: | ok I looked at the website. There's interest.
A poster above said interest free payments. Nope. It's just like any credit card or credit program as far as I can tell. |
There's only interest if you're splitting the payment over 6 or more months. 3 months is interest free.
I guess I'll try it, thanks for the info.
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amother
Aqua
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Fri, Nov 13 2020, 8:07 am
| TwinsMommy wrote: | ok I looked at the website. There's interest.
A poster above said interest free payments. Nope. It's just like any credit card or credit program as far as I can tell. |
No idea what you’re looking at but many websites having been offering payments like this. There’s also Klarna, Four and probably others. The ones that offer these interest free, well there’s no interest!
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rgr
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Fri, Nov 13 2020, 8:13 am
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The store pays a fee for the service, that's how they make money
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amother
OP
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Fri, Nov 13 2020, 9:26 am
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I tried to pay with Affirm now but I wasn't approved because they couldn't verify my identity!!! Of course I don't look the same now as my ID picture 10 years ago.
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amother
OP
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Fri, Nov 13 2020, 9:48 am
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I used afterpay, the didn't ask for ID or social.
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