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Which marketplace insurance NYC to get? Which accepted most?

 
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amother




OP
 

Post Sun, May 02 2021, 3:20 pm
I'm applying for marketplace insurance in NYC. I live in Brooklyn. Which plan should I get? Healthfirst, Fidelis, MetroPlus, Oscar. (They also have Empire, Emblem, and United, but those are much more expensive.) Of the first four, which one has the most doctors that accept it? Is there any other way to get health insurance for cheap for self employed?
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amother




Gray
 

Post Sun, May 02 2021, 4:22 pm
Fidelis
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Fabulous




 
 
 
 

Post Sun, May 02 2021, 7:15 pm
Agreed. Oscar was awful
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yksraya




 
 
 
 

Post Sun, May 02 2021, 7:32 pm
The most common one I think is fidelis.
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amother




OP
 

Post Sun, May 02 2021, 11:34 pm
Fidelis is more expensive than health first; is it better?
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amother




Hotpink
 

Post Mon, May 03 2021, 1:58 pm
OP are there any specific doctors you see that you have a good relationship with, and would want to continue seeing?

Then you should call those doctors offices and ask them which plans from your list they accept.

You dont want to buy insurance and then find out that you have to find new doctors (unless you dont mind doing that)
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BrachaVHatzlocha




 
 
 
 

Post Fri, May 21 2021, 8:46 am
My friend is very unhappy with fidelis
Call ur drs first
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amother




Yellow
 

Post Fri, May 21 2021, 8:50 am
Fidelis is a nightmare to deal with. They refuse everything. Healthfirst is much better choice. I had pretty good experience with Empire too.
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amother




Purple
 

Post Sun, May 23 2021, 3:52 am
I work in a mostly Frum Dr's office, and the majority of our patients have Fidelis. Next best on your list would be Healthfirst. They're both fine for primary care (which includes OB/GYN). If you or your family tend to need a lot of specialists, you might want to consider the Empire BCBS or UHC plans.
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amother




Ivory
 

Post Sun, May 23 2021, 4:43 am
Health first is great, not all doctors take them though.
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yidisheh mama




 
 
 
 

Post Sun, May 23 2021, 5:38 am
Healthfirst gives you better coverage, but many providers don't accept it. If your doctors take it, I'd say go for it.
Fidelis is more widely accepted, but doesn't cover as much as Healthfirst. (Some medications aren't always covered, certain therapies that need pre-approval are more likely to get denied, less sessions of PT approved, etc.)
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