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Forum
-> Household Management
-> Finances
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amother
OP
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 Mon, Oct 04 2021, 7:14 pm
I really can’t pay it now, it’s $1,400 - due to high deductible
Will it affect my credit?
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allthingsblue
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Mon, Oct 04 2021, 7:22 pm
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Yes. Can you instead make a payment plan for $50 a month?
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amother
Trillium
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Mon, Oct 04 2021, 7:23 pm
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yes call them and set up a payment plan a little over a long period of time -- good luck
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amother
Chocolate
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Mon, Oct 04 2021, 7:28 pm
| amother [ OP ] wrote: | I really can’t pay it now, it’s $1,400 - due to high deductible
Will it affect my credit? |
Of course it will. Its an unpaid bill.
If it goes to collection, they can sue and obtain a judgment against you. Place a lien against your home, or garnish your wages.
But why on earth would you let it get that far.
Negotiate and set out a payment plan instead. Suggest $100 a month for 12 months, no interest, they knock off $200.
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amother
Lemonchiffon
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Mon, Oct 04 2021, 7:29 pm
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Do not ignore it. Call them and set up a payment plan as small as you want. They will usually knock something off that way as well.
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amother
Pewter
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Mon, Oct 04 2021, 7:41 pm
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We had a high medical bill and the hospital knocked of 20% just for asking and paying it. If that's helpful try that, if you need a payment plan ask for that. Other times (if it's a hospital) they may have a fund avail for ppl in financial need. It usually requires submitting taxes etc.
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