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Forum
-> Inquiries & Offers
-> Lakewood, Toms River & Jackson related Inquiries
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amother
OP
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 Wed, Oct 27 2021, 2:28 pm
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Is there really no other options besides for paying 1k a month PLUS deductibles???
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amother
Plum
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Wed, Oct 27 2021, 2:42 pm
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I dont know. I do know that I pay close to two thousand with deductbiles for a family. Its really insane. Maybe you can get thru obama care or the market, not sure what its called. Unless you qualify for NJ Familycare
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amother
IndianRed
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Wed, Oct 27 2021, 2:45 pm
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If you don’t qualify for government subsidies then this is typical.
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amother
Grape
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Wed, Oct 27 2021, 2:57 pm
I wish there was a way of making a normal group policy without being an employer.
Employer plans (can) have lower deductibles, better prices, and altogether better coverage.
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amother
Crimson
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Wed, Oct 27 2021, 3:03 pm
| amother [ Grape ] wrote: | I wish there was a way of making a normal group policy without being an employer.
Employer plans (can) have lower deductibles, better prices, and altogether better coverage. |
They are pretty bad also
I get through my employer. Supposedly great plan. Pay over 1k per month and have crazy high deductible.
Only good part is I have hsa so some deductible is pre tax and not use or loose.
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amother
Grape
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Wed, Oct 27 2021, 3:14 pm
| amother [ Crimson ] wrote: | They are pretty bad also
I get through my employer. Supposedly great plan. Pay over 1k per month and have crazy high deductible.
Only good part is I have hsa so some deductible is pre tax and not use or loose. |
We pay $1300 a month for the family.
Individual deductible of $1500 ($3K for the family combined) and copays for most things even before you hit that deductible. I've had a pretty active medical year this year, and despite all that I still haven't hit my deductible. (iow, even though I've had a lot of medical drama, it hasn't cost us $1,500 yet.)
A plan for a comparable amount of money on the marketplace is a thousand times worse. I really don't think that's fair.
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amother
Freesia
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Wed, Nov 03 2021, 10:52 pm
Some people (men/ women) would look for a job in a large company considering the benefits including low cost health insrunce.
employers contribute some and employee some
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amother
Springgreen
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Wed, Nov 03 2021, 11:02 pm
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How about refua health share?
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amother
Poinsettia
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Wed, Nov 03 2021, 11:31 pm
| amother [ Grape ] wrote: | I wish there was a way of making a normal group policy without being an employer.
Employer plans (can) have lower deductibles, better prices, and altogether better coverage. |
I wish more employers offered them! My dhs boss said no when dh asked if he’d make a group plan, but I so wonder what he does for his own insurance!! Why subject yourself to a bad plan if you better plans at your disposal?!
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