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Forum
-> Household Management
-> Finances
amother
OP
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Mon, Apr 04 2022, 10:22 pm
Sometimes wonder if we live on the lowest budget out there. Our expenses are tops 3500 a month including everything and I sometimes wish id get some recognition and appreciation for it as a wife since it doesn't come natural to me to be frugal.
By 7 I mean 5 kids and2 adults
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amother
Mayflower
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Mon, Apr 04 2022, 10:25 pm
Wow!!! No words.
We are same size family and our monthly expenses are probably 3 times that!!
Can you break down your expenses?
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amother
Mayflower
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Mon, Apr 04 2022, 10:27 pm
I'm guessing you are on government programs and very cheap housing and schooling.
Or it might just be magic
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amother
Puce
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Mon, Apr 04 2022, 10:30 pm
Wow! That is amazing. Can you break that down? Does that include housing and education/childcare?
Family of 8 kah. Even with benefits, our average monthly budget is more than that.
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amother
Apricot
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Mon, Apr 04 2022, 10:30 pm
amother [ OP ] wrote: | Sometimes wonder if we live on the lowest budget out there. Our expenses are tops 3500 a month including everything and I sometimes wish id get some recognition and appreciation for it as a wife since it doesn't come natural to me to be frugal.
By 7 I mean 5 kids and2 adults |
Do you own a house? Because my mortgage payments is more than that.
How many of your kids are in real school?
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amother
OP
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Mon, Apr 04 2022, 10:32 pm
Will try off top of my head
1750 rent
800 food
40 cellphones
45 home phone
35 electricity
200 heat gas
we have medicaid and fs
What else am I missing on the list?
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amother
Raspberry
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Mon, Apr 04 2022, 10:37 pm
Transportation-either car/gas or cabs or bus/subway fare.
Do you have insurance/either life or renters?
Is all your school/childcare free?
Do you pay water? Laundry?
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amother
Daisy
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Mon, Apr 04 2022, 10:38 pm
amother [ OP ] wrote: | Will try off top of my head
1750 rent
800 food
40 cellphones
45 home phone
35 electricity
200 heat gas
we have medicaid and fs
What else am I missing on the list? | clothing, shoes, school supplies, toys, household items...etc
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amother
Brunette
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Mon, Apr 04 2022, 10:38 pm
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amother
Raspberry
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Mon, Apr 04 2022, 10:41 pm
You have made me realize that I can never ever ever retire.
Even when my mortgage is paid up, between property tax/maintaining my home-gas/electric/water… car insurance and gas, healthcare…. And there will be no social security left. 😭😭
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amother
Apricot
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Mon, Apr 04 2022, 10:41 pm
amother [ OP ] wrote: | Will try off top of my head
1750 rent
800 food
40 cellphones
45 home phone
35 electricity
200 heat gas
we have medicaid and fs
What else am I missing on the list? |
Tuition. That's a big one - mine is over 3k a month.
Clothing, household things, etc
Gas/car/taxis/bus
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amother
Puce
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Mon, Apr 04 2022, 11:07 pm
Not op, but I live in Brooklyn and my transportation cost is next to nothing. No car, everything local. Subway for basically dr (specialists) appts and very occasionally shopping/trips.
Op, you haven't mentioned clothes and household stuff. And tuition/childcare.
I will say that 800 on food is amazing and 35 on electricity.. How?
My rent is actually similar to yours.
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amother
Mayflower
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Mon, Apr 04 2022, 11:11 pm
amother [ Puce ] wrote: | Not op, but I live in Brooklyn and my transportation cost is next to nothing. No car, everything local. Subway for basically dr (specialists) appts and very occasionally shopping/trips.
Op, you haven't mentioned clothes and household stuff. And tuition/childcare.
I will say that 800 on food is amazing and 35 on electricity.. How?
My rent is actually similar to yours. |
Op mentioned that she gets food stamps, so $800 in addition to food stamps is actually a lot!
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amother
Cyan
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Mon, Apr 04 2022, 11:13 pm
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amother
Pear
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Mon, Apr 04 2022, 11:18 pm
Family of five. 3 kids, 2 adults. Our expenses are probably about $30,000 a month. I know we spend, but nothing crazy and some of these numbers seem impossible.
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amother
Ecru
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Mon, Apr 04 2022, 11:20 pm
amother [ Puce ] wrote: | Not op, but I live in Brooklyn and my transportation cost is next to nothing. No car, everything local. Subway for basically dr (specialists) appts and very occasionally shopping/trips.
Op, you haven't mentioned clothes and household stuff. And tuition/childcare.
I will say that 800 on food is amazing and 35 on electricity.. How?
My rent is actually similar to yours. |
Food stamps and USF/heap.
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amother
Mayflower
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Mon, Apr 04 2022, 11:21 pm
We live in Brooklyn, same size family.
Just mortgage (including insurance and taxes) is $3,500!!!
Tuition around $3,000
Food, $1,000+
Cars/insurance/gas- we pay for one and one is from work, so around $300
Utilities $500
Cellphones $100
Clothes/ daipers/misc $300-$500, varies monthly
Health insurance- bh we get from work, otherwise that could easily be another couple of thousand...
Cleaning help- varies, but about $200
Camps- we've been paying for camps/day camps for the past few months, since camps split up the payments. Around $600
Gifts for simchas we go to- I'd say it averages $300 a month.
There might be more expenses, can't remember at the moment.
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amother
Steelblue
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Mon, Apr 04 2022, 11:31 pm
amother [ Pear ] wrote: | Family of five. 3 kids, 2 adults. Our expenses are probably about $30,000 a month. I know we spend, but nothing crazy and some of these numbers seem impossible. |
What are you spending on?? Did you mean $3,000 or $30,000?
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amother
Dandelion
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Tue, Apr 05 2022, 12:06 am
Family of 7 around 25 k per month. Our house and cars are paid off. We send kids to sleep away camp, high tuition, food, clothes , shoes, anything kids need from diapers to pre teen stuff, it’s really crazy .
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srbmom
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Tue, Apr 05 2022, 12:21 am
Quote: | Will try off top of my head
1750 rent
800 food
40 cellphones
45 home phone
35 electricity
200 heat gas
we have medicaid and fs
What else am I missing on the list?
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Where is your tuition here????
Aside for that my numbers are similar for the things listed above.
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