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Forum
-> Household Management
-> Finances
amother
OP
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Tue, May 03 2022, 4:21 pm
I'm considering it. Would like some info from ppls experience.
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amother
Eggplant
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Tue, May 03 2022, 4:24 pm
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chocolate moose
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Sun, May 08 2022, 7:24 pm
yes but make sure that you aren't paying a higher rate as in a cash advance
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amother
Gardenia
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Sun, May 08 2022, 7:59 pm
Yes, and it helped me tremendously. I went with Credit Guard. It made my credit rating go down for a few years, but it kept me from having to file bankruptcy. I also learned about doing a balance transfer which you pay a small percent of the total amount on the balance you are transferring from one credit card to another. If you pay it off before the time it starts accruing interest, you have just paid the amount of the fee and nothing else. That has helped also. I was homeless for a while and lived off of my credit cards and unemployment, then had to move across the US to a place where I could stay in a nice homeless shelter (one that I didn't have to worry about getting accosted or robbed!) until I could find employment and get back on my feet. Times were super tough, but I got through it B"H...
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