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Forum
-> Household Management
-> Finances
chen
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 Thu, Nov 17 2005, 11:02 am
| technic wrote: | NOW u tell me? I just threw it out!!!  |
I'll send you mine--ecru doesn't go with my complexion.
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1stimer
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Thu, Nov 17 2005, 1:50 pm
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great suggestions amother!
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zigi
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Thu, Nov 17 2005, 2:00 pm
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I reuse foam cups, I broke all of my milchig cups, so I clean them out and reuse them. shop in outlet stores in the wrong season I bought clothes for .50 cents! go shopping with ony a certain amount of money (cash)so you can't over buy.
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technic
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Thu, Nov 17 2005, 4:49 pm
chen ty soooooooooo much - ill check my inbox!!!! 
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Tefila
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Thu, Nov 17 2005, 5:15 pm
Tech when and where can we meet 
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technic
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Thu, Nov 17 2005, 5:19 pm
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freilich come right over (but bring ur own teabag!!!)
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ElTam
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Thu, Nov 17 2005, 8:04 pm
In addition to the things mentioned above, we also
1. Raised our deductibles on car insurance and saved quite a bit on monthly premiums.
2. Keep the thermostat set to 65 degrees F in the winter, and just run a space heater in the room we are in. Ditto in the summer. No a/c except a few rooms. We live in those rooms in the summer.
3. Buy clothes from thrift shops and discount stores. Shop end of season sales. Most kids toys come from yard sales for 50 cents to $1.
4. Wear a synthetic sheitel so I don't have to pay for the sheitel macher to wash and style.
5. Really think about purchases. We don't buy things we don't need.
6. Gladly accept any and all hand-me-downs. Things we can't use we pass on to others.
7. For larger purchases, we save in advance so we can pay cash. We do not carry credit card balances. That's wasted money. Sometimes it means doing without, but I'd rather do without than have a debt over my head.
8. Eat out very, very rarely.
I'm sure there is more, but I can't think at the moment.
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shayna82
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Thu, Nov 17 2005, 8:06 pm
yeah we also dont carry over credit card balances, thank g-d
plus, we have a cash back card, we get 5 percent on everything.. its awesome!
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chen
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Thu, Nov 17 2005, 8:26 pm
| shayna82 wrote: | yeah we also dont carry over credit card balances, thank g-d
plus, we have a cash back card, we get 5 percent on everything.. its awesome! |
5 %???? wow! what card is that?
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avigayil
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Thu, Nov 17 2005, 8:57 pm
We also belong to a wholesale club. We buy things like diapers and even kosher grape juice in bulk and save LOTS of money. Even lightbulbs we can spend $4 or $5 for a dozen at the wholesale place and at a normal supermarket you can spend that on 2 or 3. I really recommend Costco or BJ's to anyone with kinderlach! 
I also go to the dollar store a lot. I even buy makeup there! Brand names that just need a new home because they are 'out of season'.
Also, I wear a lot of my sisters clothes she doesn't like anymore and my son has tons of hand-me-downs that are in perfect condition.
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shayna82
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Thu, Nov 17 2005, 9:09 pm
chase citi card
but I must correct myself.. its 3% on somethings also
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eliana
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Wed, Dec 14 2005, 1:04 pm
Thank you - everyone - for your ideas!
There are lot of things one can learn. I realize that the biggest trouble is the laziness 
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Meema2Kids
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Wed, Dec 14 2005, 1:10 pm
We save on heating bills by keeping the thermostat low (wear sweaters and undershirts on all the kids) and we put plastic on all the windows and made sure the doors are all sealed.
Also we use cloth diapers to save on that expense.
Really really think about each purchase. Think about how our grandparents lived and how in comparison we really do live in luxury. Since I stopped working full time, part of my job is to save money.
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eliana
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Thu, Dec 15 2005, 8:26 am
| Meema2Kids wrote: | | Think about how our grandparents lived and how in comparison we really do live in luxury |
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willow
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Thu, Dec 15 2005, 8:57 am
| Meema2Kids wrote: |
Also we use cloth diapers to save on that expense.. |
Wow how do you have the time and patience for that? All I can say is you are amazing because I do not know anyone who used cloth dipers anymore. By the way don't they leak?
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nobody28
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Thu, Dec 15 2005, 8:58 am
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You guys put me to shame. I excuse myself from a lot of this stuff becuase I work full time, and so does hubby.
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Tefila
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Thu, Dec 15 2005, 9:01 am
| Quote: | | shop in outlet stores in the wrong season I bought clothes for .50 cents! go shopping with ony a certain amount of money (cash)so you can't over buy |
So do I  though havent found anything for 50cents yet 
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imaamy
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Thu, Dec 15 2005, 9:57 am
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Be very careful at the dollar stores and discounters like Big Lots to check the expiration dates. I had a pile of applesauces for lunch at 50 cents a 6 pack only to notice that the date was a week before. They left those old things on the shelf the next two times I was in that store. I was glad I hadn't ended up with them in my kids' lunches. Even on makeup, personal items, etc., there is a "better-by" date on the package. The money saved isn't worth getting sick in that case.
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ektsm
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Sun, Feb 12 2006, 8:03 pm
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I get rainchecks at shoprite whenever they have a good sale.
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