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US Treasury Bonds vs Bank CDs for large sums, pros and cons?



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amother
OP


 

Post Wed, Jan 25 2023, 2:44 pm
What are the pros and cons of US Treasury Bonds vs Bank CDs for large sums, for a period of about 1 year?

Bank CDs are paying about 4% for 1 year now.

I know one advantage of the US Treasury Bonds get taxed less.

Are there better and worse US Treasury Bonds?
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amother
Amethyst


 

Post Wed, Jan 25 2023, 4:23 pm
The I Bonds I bought had a 9% interest rate and 6% interest
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amother
Chocolate


 

Post Wed, Jan 25 2023, 6:38 pm
CDs carry less risk. Treasury bonds yield higher interest
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amother
OP


 

Post Wed, Jan 25 2023, 7:12 pm
amother Chocolate wrote:
CDs carry less risk. Treasury bonds yield higher interest


Whats the risk with US Treasury Bonds?
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amother
Chocolate


 

Post Wed, Jan 25 2023, 7:16 pm
It’s back the US govt 😝
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amother
OP


 

Post Wed, Jan 25 2023, 7:19 pm
amother Chocolate wrote:
It’s back the US govt 😝


If the US Govt falls apart, banks will fall as well.
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