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Forum
-> Household Management
-> Finances
Is the recession affecting you
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I don't have money for the basics |
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11% |
[ 24 ] |
I have to make some hard choices in order to afford basics |
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13% |
[ 27 ] |
I'm living frugally, but doing ok |
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32% |
[ 66 ] |
I'm living regularly but doing ok |
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33% |
[ 69 ] |
The recession isn't affecting me at all |
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8% |
[ 18 ] |
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Total Votes : 204 |
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amother
OP
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Fri, Jan 27 2023, 8:02 am
I feel like I'm the only one in my circle who's struggling. All my friends seem to be going on as usual, vacations, camp, restaurants, new cars. And I'm shopping sales to finish the month.
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amother
Eggshell
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Fri, Jan 27 2023, 8:08 am
amother OP wrote: | I feel like I'm the only one in my circle who's struggling. All my friends seem to be going on as usual, vacations, camp, restaurants, new cars. And I'm shopping sales to finish the month. |
Is your problem lower income or lost job (things that happen in a recession)
Or the inflation problem?
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amother
OP
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Fri, Jan 27 2023, 8:12 am
Inflation.
We got raises. We're being paid industry standard, even on the higher end, and yet inflation is killing us.
Our rent was raised. Tuition, raised $1500 per kid. Food is higher. Water. Gas. Insurance. Utilities.
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amother
Narcissus
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Fri, Jan 27 2023, 8:17 am
I posted in another thread that I teach and was severely underpaid until now. My salary doubled bh so that's helping us cover our higher costs. Dh also got raised but not nearly enough in proportion to inflation. Then again, we were never big spenders so vacations aren't the regular, restaurants happen once a year for anniversary/birthday, and our newest car is 3.5 years old.
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amother
Anemone
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Fri, Jan 27 2023, 8:18 am
We didn’t get raises at all. My company laid off about 250 people last week. Everything feels so unstable. Grateful I still have my job.
Yesterday I realized how messed up things are when I was making breakfast and I dropped a raw egg. My stomach made a flip , like it would if I had dropped my daimond ring accidentally down the drain. The panic of losing even one egg at the crazy price it’s become, made me feel like I’m losing something precious 🙈
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amother
OP
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Fri, Jan 27 2023, 8:19 am
Im reporting my post. There was a 5th poll option. "The recession doesn't affect me at all"
fixed
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amother
Peony
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Fri, Jan 27 2023, 8:20 am
No BH but I’ve always lived frugally.
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amother
Cadetblue
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Fri, Jan 27 2023, 8:42 am
Really struggling ,
Is it because I'm divorced that it is so difficult? Do most households have 2 incomes?
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amother
Powderblue
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Fri, Jan 27 2023, 8:49 am
Yes it’s been very hard for us. Day camp skyrocketed. So did playgroup tuition. And groceries are insane. So it’s very tight right now.
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amother
Snow
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Fri, Jan 27 2023, 8:54 am
I’m definitely feeling it. But basics are covered it’s just the other stuff that I’m used to having and now I need to choose which things I have to cut out.
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amother
Ruby
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Fri, Jan 27 2023, 9:10 am
I'm living more frugally, waiting for big sales to buy clothing (still buying winter clothing, it's still winter), sending only two children to overnight camp instead of four and on big discounts hopefully. But I have food stamps so food-wise we are okay. It doesn't cover an entire month's bill but I do my best to stretch it as much as I can.
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bliss1
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Fri, Jan 27 2023, 9:18 am
amother Anemone wrote: | We didn’t get raises at all. My company laid off about 250 people last week. Everything feels so unstable. Grateful I still have my job.
Yesterday I realized how messed up things are when I was making breakfast and I dropped a raw egg. My stomach made a flip , like it would if I had dropped my daimond ring accidentally down the drain. The panic of losing even one egg at the crazy price it’s become, made me feel like I’m losing something precious 🙈 |
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dena613
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Fri, Jan 27 2023, 11:16 am
I chose living regularly doing okay, which I think is the same is recession not affecting me...
BUT we live frugally all the time. Our regular would be most people in imamothers frugal
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Hashem_Yaazor
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Fri, Jan 27 2023, 11:40 am
dena613 wrote: | I chose living regularly doing okay, which I think is the same is recession not affecting me...
BUT we live frugally all the time. Our regular would be most people in imamothers frugal |
But at a certain point when you're already frugal there's nothing left to cut back on ☹️
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amother
Yellow
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Fri, Jan 27 2023, 11:55 am
I didn't vote cuz I don't know which one.
Dh went to work. So we have some savings now bh, but we could've had more. (I guess if I don't have emunah I can say that) We want to buy a house.
As everyone is saying, food, tuition, babysitting, electricity all went up.
I don't think had we not had a recession I would've gotten a new shaitel let's say.
I live frugal for my circles, (not ima frugal). I buy what I need. I serve chicken. I do chose the cheaper produce. I don't buy peppers when its $4.99 a pound. I don't buy myself new clothes unless I have to.
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amother
Cyan
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Fri, Jan 27 2023, 2:58 pm
We are naturally not big spenders. We don't buy in fashion clothing, matching kids dresses, frum stores.... no vacations or eating out. Very little ready made food.
We have 2 incomes, professionals but I haven't gotten a raise in years (my company doesnt do raises, non profit). I am looking into other options. Husband doesn't make as much as others in his field either.
We are doing OK. Frugal. But ok for now. We won't be buying a home anytime soon.
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amother
Maple
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Fri, Jan 27 2023, 3:57 pm
It affected us in that certain extras that we were thinking would be in our reach ( house renovations, vacation, being able to save for the future) are completely out of reach for the time being. I’m disappointed, but keeping a healthy perspective helps in that we can pay the bills bh.
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amother
Linen
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Fri, Jan 27 2023, 4:25 pm
I am afraid to answer because I might be flaunting and triggering someone.
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amother
Pink
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Fri, Jan 27 2023, 4:42 pm
We already live very frugal. The only luxury item we have is cleaning help twice a week. We're able to just barely make it but have zero money for unexpected expenses. I don't know how I'm going to pay for my kids to go to day camp (staying home is not an option) because day camp prices have skyrocketed this year.
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amother
Anemone
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Fri, Jan 27 2023, 4:44 pm
amother Cadetblue wrote: | Really struggling ,
Is it because I'm divorced that it is so difficult? Do most households have 2 incomes? |
Yes. Most have 2 incomes nowadays unless one spouse is raking it in.
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