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amother


Ecru
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Fri, Feb 03 2023, 2:26 pm
amother Gold wrote: | Points often can be converted to cash. If that is not the case, I would have no issues with people using points for vacations. Because it is "free" but only on a flight... But I thought it cost them 2500, not what points they used if the points have no cash value. If the attractions and cash expenses are a lot, then personally I would rethink it because I am not sure I could spend it knowing I have a hard time affording my other needs.
But personally, give me a free hotel room even in my current city and I would be fine. Just 2 days away from it all, sleeping when I want, reading and taking walks...  |
I wouldn’t want you to be my therapist. I know my therapist would be happy for me if I were in OP’s shoes. It’s not like OP is living a life of luxury. She found a way to take a vacation. Should she convert her points to dollars and pay every bill she owes instead? You may say yes, but I do not agree knowing the picture OP shared with us. Also, totally your choice to become a therapist- it sounds like you are bitter about your choice and taking it out on OP.
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amother


Lightpink
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Fri, Feb 03 2023, 2:37 pm
I think that what some people don't realize is that for someone who is poor, cc points may be their only option to ever go on vacation. They'll never have cash for it, but if they accumulated enough points they can go away for a few days. And the cash value of points is usualluly less than the worth of nights in a hotel.
If you beleive OP has no right to vacation because the therapist gave her a discount, do you also believe that OP should be showing the therapist her grocery receipts? Maybe she is buying expensive items that the therapist would not approve of.
Obviously that is ridiculous
The therapist gave OP a discount because she realized OP clearly lives simply and not lavishly. Using points for a small vaca does not contradict her lifestyle. It's not like OP has loads of extra cash because the therapist gave her a discount, and now she is using that for vaca. She has points from things SHE spent money on, and she deserves to keep it for herself. And going away for a few days can have amazing benefits for mental health!! So a therapist should definitely understand that.
It's crazy how on this site no one can ever fargin anyone anything. If you ever get any sort of discount, you must live like a true pauper, eating rice and beans, wearing rags and your vacation should be a walk around your block.
Personally. I wouldn't ask a rav this because I dotn see anything wrong with it. The therapist isn't losing out at all by OP going on vaca because she is not even using cash. It's not like OP will be able to pay a higher rate if she doesnt go on the vaca. She can just save the points for whenever she terminates therapy.
It's just the attitude that if I am giving OP a discount, she doesn't DESERVE to go on vaca
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watergirl


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Sun, Feb 05 2023, 11:41 am
amother OP wrote: | So to update I want to thank everyone for your responses both those who supported and those who advised to ask a rav. After talking it with DH we went to our Rav (who knows us and our situation pretty well) and he said.
From a Halacha perspective there is absolutely no need to refrain from going or pay the therapist as when they offered the discount they did not specify that it is on condition that if we end up with points one day that it belongs to them.. He said that from a halacha perspective even if we win the lottery tomorrow (I sure hope we do) there would be no HALACHIC requirement to pay up for the past (obviously not the future expenses) because at that time we did not have the means and no condition was made that we must reimburse if we become rich..He said if a therapist is scared of the client becoming rich one day and running off then they are welcome to offer loans (which then either the client wont go for it or the therapist might never make his/her money because most people dont end up wealthy)
From an ethical/hashkafa perspective though he said that if one was helped through therapy and got back on their feet and is now on a higher financial stautus it really would be nice to reimburse/donate/helpout etc.. especially if the therapist is struggling to pay there bills , obviously (without being said)from that point one may not at all continue to receive discounts even from a halacha point.. In regards to the points he said although it can be used to bget cash items it doesnt really count as cash in a sense that it belongs to the therapist as it wasnt really earned in a business matter and more of like a side gift which doesnt make us rich.. The proof he said is if someone needs a downpayment of 200000 for a house and has 100000 dollars in cash and another 100000 in points then assumingly the bank wont give them a mortgae (till they convert it in cash maybe). He said its not like these points will make us into a higher wealthier status. After the vacation seemingly we will be back to where we were before..He did say though that if we had a whole business of making money off points... (buying things for others with our card and using their cash thus accumilating points , airline travel agent etc...) then we cant really claim that we are poor as it is a different level..
He said go on your trip guilt free. He said there is no need to tell the therapist for although they probably wouldnt mind at the same tie you dont stick it in their face and "pinch" them because at the end of the day everyone has some sort of greed and it will hurt them a bit (although they would know what we are doing is right)
Then very nice of him he went to the other room and brought us an envelope (he really knows what we went through and loves our family) and said if by any chance we need something on the vacation that we really want or if we run a bit short from affording therapy not to be hesitant to use it and we should have a safe trip.. |
Perfect!!!! I hope now your mind is clear and you can truly enjoy every second!!
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