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Forum -> Household Management -> Finances
Is CIT or Ally bank account safe?



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amother
OP


 

Post Sun, Apr 23 2023, 10:23 am
I'm thinking about opening an online bank account and am a little nervous. CIT (not Citi) and Alley have decent interest rates. Is anyone using them? Are they safe? Are you happy? How's the customer service? Can you get your money when you need it? Thanks for your feedback!
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amother
Cantaloupe


 

Post Sun, Apr 23 2023, 10:52 am
Following
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amother
Hosta


 

Post Sun, Apr 23 2023, 10:53 am
Yes we use CIT and getting great interest rates

No issues so far
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amother
Azure


 

Post Sun, Apr 23 2023, 11:25 am
Been using Ally for over 10 years. Quite happy there most of the time.
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STovah




 
 
    
 

Post Sun, Apr 23 2023, 12:00 pm
I’ve had accounts at CIT for years. Just as safe as any other FDIC insured bank.
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amother
Topaz


 

Post Thu, Apr 27 2023, 6:44 pm
What are the interest rates for each bank?
I’m getting 3.5% for a savings account from capital one. Can I do better?
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boysrus




 
 
    
 

Post Thu, Apr 27 2023, 6:47 pm
amother Topaz wrote:
What are the interest rates for each bank?
I’m getting 3.5% for a savings account from capital one. Can I do better?


Yes. Marcus is currently 3.9%
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STovah




 
 
    
 

Post Thu, Apr 27 2023, 7:38 pm
amother Topaz wrote:
What are the interest rates for each bank?
I’m getting 3.5% for a savings account from capital one. Can I do better?


Yes CIT is paying 4.75%
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amother
Springgreen


 

Post Thu, Apr 27 2023, 7:54 pm
Lending club was 4% when I signed up.
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Layla2




 
 
    
 

Post Thu, Apr 27 2023, 8:09 pm
Been using Ally for many years. Very happy with their service. Definitely recommend.
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tryingmybest100




 
 
    
 

Post Thu, Apr 27 2023, 8:49 pm
I’ve been using ally bank easy to use and never had an issue. Rates are pretty decent now but they fluctuate with economy .
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