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Forum
-> Household Management
-> Finances
amother
OP
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Sun, Jun 04 2023, 8:26 am
I need a car desperately.
I got a used car 4 yrs ago but it’s old and there are many things wrong with it.
I am having such a hard time finding a car because the prices are so high. I’m not even looking for a new car but a used one and those are a fortune.
I see so many new cars on the road.
Even leasing is a fortune.
How do people with families with average paying jobs do it?
I can’t finance and want to buy something outright but don’t have the $10,000 plus to buy a decent car.
What is everyone secret?
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amother
Slateblue
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Sun, Jun 04 2023, 8:27 am
I know you said you can’t but our secret was financing
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amother
Narcissus
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Sun, Jun 04 2023, 8:34 am
We buy very old used cars, preferably totalled and rebuilt. One car was 6k, the other was 3k. The trick is having a mechanic you really trust to find you old working cars.
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amother
Camellia
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Sun, Jun 04 2023, 8:38 am
Same, it was easier for us with the monthly payments (for a long time) than to pay one big lump sum at once. This was the only option for us.
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realtalk
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Sun, Jun 04 2023, 8:45 am
We also bought very old cars in the $3k range and daven
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amother
Jean
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Sun, Jun 04 2023, 8:50 am
We financed. If your credit is good often they'll offer you zero %interest. We also financed a second car used.
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mha3484
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Sun, Jun 04 2023, 8:50 am
I financed a 5 year old car. I finally paid it off and the car is really showing its age so I am looking to do the same again.
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amother
Burlywood
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Sun, Jun 04 2023, 8:53 am
amother OP wrote: | I need a car desperately.
I got a used car 4 yrs ago but it’s old and there are many things wrong with it.
I am having such a hard time finding a car because the prices are so high. I’m not even looking for a new car but a used one and those are a fortune.
I see so many new cars on the road.
Even leasing is a fortune.
How do people with families with average paying jobs do it?
I can’t finance and want to buy something outright but don’t have the $10,000 plus to buy a decent car.
What is everyone secret? |
We just had to do it and paid 3.5x more than we had and never dreamed of buying a car so expensive. I went for a few thousand more for newer since already a crazy sum. We convinced them to allow us to put a large chunk on CC that we have 0 APR on. They said no the whole time until it came down to paying, the finance person agreed
Kia is cheaper and good. We just wanted a car that held the value more for resale purposes later
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amother
Burlywood
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Sun, Jun 04 2023, 8:55 am
amother Narcissus wrote: | We buy very old used cars, preferably totalled and rebuilt. One car was 6k, the other was 3k. The trick is having a mechanic you really trust to find you old working cars. |
We used to do this . It takes time though so doesn't work when desperate
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amother
Narcissus
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Sun, Jun 04 2023, 9:40 am
amother Burlywood wrote: | We used to do this . It takes time though so doesn't work when desperate |
Very true. Our first car, in 2018, only took 3 months to find. Our second in 2021 took 6 months. (both still work if you're curious, we just both work in the suburbs and needed cars for commuting)
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amother
Orchid
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Sun, Jun 04 2023, 9:41 am
Where’s the best place to find a car to buy?
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shabbatiscoming
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Sun, Jun 04 2023, 9:44 am
Seeing as this site is international with women all over rge world, you might want yo mrntion where you are located.
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amother
Hydrangea
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Sun, Jun 04 2023, 9:48 am
We bought a used Camry from Lakewood auto sales. They are honest and well priced. It was 10 years old with under 80k miles. We put down 3.5k, proceeds from out totaled old car. Payments were a bit over $220 a month- close to what we were paying for repairs on our old car. It’s been over a year and we are very happy with it. Rates may be a drop higher but if you can afford repairs, you can afford the loan on a used car.
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amother
Oxfordblue
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Sun, Jun 04 2023, 9:53 am
As soon as you get your car, start putting away "monthly payments " towards the next car so next time you are in the position you'd like to be in.
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amother
Antiquewhite
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Sun, Jun 04 2023, 9:53 am
It may come as a surprise but it may be worth considering leasing or financing a Tesla because they are super cheap now with significantly lower prices on cheaper models along with large federal and state tax credits, and significant savings on gas
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amother
Natural
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Sun, Jun 04 2023, 10:03 am
We financed through our credits cards and bought from Lakewood auto.
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greenteaorange
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Sun, Jun 04 2023, 10:23 am
The secret is financing most people don’t have huge amount of money laying around for a car why is finanancing not an option?
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amother
Dodgerblue
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Sun, Jun 04 2023, 10:25 am
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amother
Burlywood
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Sun, Jun 04 2023, 10:25 am
amother Narcissus wrote: | Very true. Our first car, in 2018, only took 3 months to find. Our second in 2021 took 6 months. (both still work if you're curious, we just both work in the suburbs and needed cars for commuting) |
We were very happy with our copart car.
It took ages to find but we had time. This time we were desperate which was hard! So resale value was important to me since I couldn't get as a good deal as copart auction
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amother
Burlywood
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Sun, Jun 04 2023, 10:26 am
Car edge and watch their videos on YouTube! You will learn lots of tricks to negotiating deals. We used it to our advantage big time
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