Home
Log in / Sign Up
    Private Messages   Rules   New User Guide   FAQ   Advertise   Contact Us  
Forum -> Household Management -> Finances
I live in NY but want Fidelis Care NJ can I list a NJ add?



Post new topic   Reply to topic View latest: 24h 48h 72h

amother
OP  


 

Post Mon, Oct 07 2024, 10:52 pm
I live in NY and want Fidelis NJ since I'd like to use an ob in NJ. Can I just use a relatives address in NJ and claim I live there? How can I get onto NJ coverage?
Back to top

amother
Feverfew  


 

Post Mon, Oct 07 2024, 10:54 pm
That's called insurance fraud. You can get jail time if you're caught.

Plus you would have no coverage at all for any new York doctors.
Back to top

amother
  OP  


 

Post Mon, Oct 07 2024, 10:55 pm
amother Feverfew wrote:
That's called insurance fraud. You can get jail time if you're caught.

Plus you would have no coverage at all for any new York doctors.


How would they find out?
Back to top

amother
  Feverfew


 

Post Mon, Oct 07 2024, 10:56 pm
amother OP wrote:
How would they find out?


They can find out because you do live in New York. And you're using other services in New York. You probably won't get awarded it. But if you do, you can easily get caught.
Back to top

amother
  OP


 

Post Mon, Oct 07 2024, 10:58 pm
amother Feverfew wrote:
They can find out because you do live in New York. And you're using other services in New York. You probably won't get awarded it. But if you do, you can easily get caught.


Can't I have a second home?
Back to top

amother
Hibiscus  


 

Post Mon, Oct 07 2024, 10:58 pm
What you’re describing is 100% fraud
Back to top

amother
  Hibiscus


 

Post Mon, Oct 07 2024, 10:59 pm
amother OP wrote:
Can't I have a second home?


Even if you had a second home (which it doesn’t sound like you do) you have only one primary residence


Don’t take our word for it. Ask your Rav and report back here to let us know his opinion
Back to top

gottago




 
 
    
 

Post Mon, Oct 07 2024, 11:05 pm
amother OP wrote:
How would they find out?


Is that relevant? Is sheker only wrong if someone will find out?
Back to top

amother
Sage


 

Post Mon, Oct 07 2024, 11:08 pm
If they find out you can end up in jail or best case scenario you’d owe them tons of money.

You can only have one address as a primary residence.

You would need to change your license, vote in NJ, and a host of other things.

They absolutely can find out- it’s happened before to frum people.
Back to top

amother
Amaranthus  


 

Post Mon, Oct 07 2024, 11:09 pm
Try gettinv on to straight medicaid instead of Fidelis. They cover care in surrounding areas regardless if NY or NJ.
Back to top

NotFunny  




 
 
    
 

Post Mon, Oct 07 2024, 11:18 pm
amother Amaranthus wrote:
Try gettinv on to straight medicaid instead of Fidelis. They cover care in surrounding areas regardless if NY or NJ.

Not so simple.
A) unless you have a waiver, you generally need to have a managed care plan.
B) not all (out of state) hospitals will accept NY Medicaid. Some do, and for that it is generally easier to work with straight Medicaid, but again, they don’t all.
Back to top

amother
Lilac


 

Post Mon, Oct 07 2024, 11:19 pm
amother Amaranthus wrote:
Try gettinv on to straight medicaid instead of Fidelis. They cover care in surrounding areas regardless if NY or NJ.


The majority of doctors don't accept straight Medicaid
Not likely that the ob that op wants to use takes it
Back to top

amother
  Amaranthus  


 

Post Tue, Oct 08 2024, 12:22 am
amother Lilac wrote:
The majority of doctors don't accept straight Medicaid
Not likely that the ob that op wants to use takes it


I think they can cover bills you receive as personal bills, fwd to Medicaid and they will pick up the tab.
Valley Hospital accepts it.
Back to top

amother
  Amaranthus


 

Post Tue, Oct 08 2024, 12:25 am
NotFunny wrote:
Not so simple.
A) unless you have a waiver, you generally need to have a managed care plan.
B) not all (out of state) hospitals will accept NY Medicaid. Some do, and for that it is generally easier to work with straight Medicaid, but again, they don’t all.


No need for waiver. You can be on straight Medicaid
Back to top

out-of-towner




 
 
    
 

Post Tue, Oct 08 2024, 12:29 am
amother Lilac wrote:
The majority of doctors don't accept straight Medicaid
Not likely that the ob that op wants to use takes it


That's not true that doctors don't take it, but unless you have an exemption (like a Waiver), you are required to have an HMO.

Unfortunately if you are on Medicaid or the like, you can only be covered for emergencies in other states. The Medicaid funding goes by state. That's just reality.
Back to top

  NotFunny




 
 
    
 

Post Tue, Oct 08 2024, 12:43 am
amother Amaranthus wrote:
No need for waiver. You can be on straight Medicaid

Afaik the only way to be on straight Medicaid is if you either have a primary private insurance or have a waiver.
Back to top
Page 1 of 1 Recent Topics




Post new topic   Reply to topic    Forum -> Household Management -> Finances

Related Topics Replies Last Post
Jobs- Care management
by Amalia
4 Thu, Oct 31 2024, 2:15 pm View last post
Pediatric Dentist that takes Jersey Care in NJ
by amother
2 Wed, Oct 30 2024, 11:05 pm View last post
List for deep clean
by amother
1 Wed, Oct 30 2024, 12:04 pm View last post
Seeking list of Kollelim in NY and US 13 Tue, Oct 29 2024, 11:18 pm View last post
List of shadchanim
by amother
0 Tue, Oct 29 2024, 2:21 pm View last post