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Forum
-> Household Management
-> Finances
sv9506
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 Tue, Nov 01 2011, 3:15 pm
| amother wrote: | I'm the amother from above. Our mortgage rate is now 4.25 which was an improvement for us b/c we combined our first and second mortgage. The second one ballooned in 5 yrs and had a very high interest rate so in the long run this save us decent money. But refinancing, even with a diff. situation, might still save the OP a small chunk per month.
The mortgage was through a small local company. Our mortgage broker then sells the mortgage to a large company (this time it was Chase). That profit from the sale more than covers the fees that he so "graciously" waved. Ths is a common practice, btw. |
Can you post the brokers contact info please.
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amother
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Tue, Nov 01 2011, 3:24 pm
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Unless you live in the midwest, the info is probably not going to help you much but you can simply look around with your current info and see what kind of deal you can get. This was no lucky deal or anything. I asked him if it was common to wave the fees and he said not everyone does it but it's not so uncommon. A small mortgage company would be more likely to want your business so try there first.
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