 |
|
 |
 |
|
|
Forum
-> Miscellaneous
graphic613
|
 Sat, Nov 19 2022, 7:58 pm
|
Will my insurance company cover my assumed stolen ring and bracelet? I don't have a receipt or appraisal for them and no proof they were actually stolen- just a suspicion because they are suddenly missing and I did have some workers in my home...
| |
|
| Back to top |
 2
 0
|
Israeli
|
Sat, Nov 19 2022, 7:59 pm
|
Did you have insurance on them? Most homeowners policy require a special rider to cover jewelry.
| |
|
| Back to top |
0
2
|
graphic613
|
Sat, Nov 19 2022, 8:05 pm
|
I did not have extended coverage for jewellery but it covers personal property
| |
|
| Back to top |
0
0
|
mommybrr
|
Sat, Nov 19 2022, 8:09 pm
Depends on your policy. I have had lost jewelry reimbursed after a $500 deductible with a renters insurance policy.
Ask your broker- most will advice not to claim for a few thousand dollars cuz your rates will go up a lot
| |
|
| Back to top |
0
0
|
Shmaichel
|
Sat, Nov 19 2022, 8:13 pm
| mommybrr wrote: | Depends on your policy. I have had lost jewelry reimbursed after a $500 deductible with a renters insurance policy.
Ask your broker- most will advice not to claim for a few thousand dollars cuz your rates will go up a lot |
Which company do you have?
I also have $500 deductible and I thought I needed an additional jewelry coverage so didn’t even try…
Did you need a police report to claim?
| |
|
| Back to top |
0
0
|
mommybrr
|
Sat, Nov 19 2022, 8:28 pm
I did not file a report. I said it was lost.
They asked for a picture and did their own appraisal.
It was Hanover renters insurance, quite a few years ago.
| |
|
| Back to top |
0
0
|
watergirl
|
Sat, Nov 19 2022, 8:31 pm
|
You should ask them for sure. But usually you have to have a special jewelry rider which includes an appraisal.
| |
|
| Back to top |
0
0
|
doctorima
|
Sat, Nov 19 2022, 9:13 pm
|
Without a receipt or appraisal could be difficult. Do you have a way of getting a receipt from the store you bought it from, depending on how long it's been? Or at least an up-close photo you could submit with the claim. And as others have said, depending on its value and your company, you may need a separate jewelry rider.
| |
|
| Back to top |
0
0
|
|
Imamother may earn commission when you use our links to make a purchase.
© 2024 Imamother.com - All rights reserved
|  |
 |
|
 |
|
|
