 |
|
 |
 |
|
|
Forum
-> Household Management
-> Finances
|
amother
OP
|
 Thu, Aug 17 2023, 5:31 pm
|
What do you do when a bank won't shut down your line of credit / credit card that they issued on your checking account? The checking account has been closed for years. They won't shut the credit card. I keep getting 0 statements and want it shut. Closed tight. Open accounts for no reason is no good.
| |
|
| Back to top |
 0
 1
|
|
amother
Stonewash
|
Thu, Aug 17 2023, 5:42 pm
|
why won't they shut it down? what do they say is the reason?
| |
|
| Back to top |
0
0
|
|
amother
OP
|
Thu, Aug 17 2023, 5:48 pm
|
The bank says I have to call the credit card line the credit card line says I have to call the bank. The bank moved far away and I don't have access to keep going down over and over to get it resolved. I want to know which bureau can force them to shut the account via phone.
| |
|
| Back to top |
0
0
|
|
amother
Vanilla
|
Thu, Aug 17 2023, 5:53 pm
|
I'm not sure why you say it's no good to have open lines of credit. I believe it helps your credit score.
| |
|
| Back to top |
0
2
|
|
amother
Stonewash
|
Thu, Aug 17 2023, 6:09 pm
|
I don't know if going down in person will make a difference. Why dont' you call back and ask to speak with a manager? or call both and conference them?
| |
|
| Back to top |
0
1
|
|
amother
Forsythia
|
Thu, Aug 17 2023, 6:11 pm
Why not keep it open? It’s better for your credit score. Are there annual fees?
The CFPB is the authority over banks. You can file a complaint here - https://www.consumerfinance.gov/complaint/
I’ve gotten very quick results after filing a report with them. Banks are terrified of them.
| |
|
| Back to top |
1
1
|
|
amother
Burgundy
|
Thu, Aug 17 2023, 6:52 pm
| amother Forsythia wrote: | Why not keep it open? It’s better for your credit score. Are there annual fees?
The CFPB is the authority over banks. You can file a complaint here - https://www.consumerfinance.gov/complaint/
I’ve gotten very quick results after filing a report with them. Banks are terrified of them. | This poster knows what they're talking about. I assume the hug is because someone loves their answer and not because of any other reason.
But I understand you, OP. I'm a little OCD-ish and don't like unnecessary credit lines either.
| |
|
| Back to top |
0
1
|
|
amother
Blueberry
|
Thu, Aug 17 2023, 11:11 pm
Switch to paperless statements and then they’ll never have to bother you again.
I’m serious.
| |
|
| Back to top |
0
0
|
|
amother
OP
|
Thu, Aug 17 2023, 11:18 pm
| amother Blueberry wrote: | Switch to paperless statements and then they’ll never have to bother you again.
I’m serious. |
I don't like knowing there's an open account that I'm not monitoring. If it's not being used, my energy belongs on the accounts that are being utilized.
| |
|
| Back to top |
0
3
|
| Related Topics |
Replies |
Last Post |
|
|
LG Wall Oven - No Sabbath Mode. Disabling 12 Hr Shut-Off
|
5 |
Mon, Apr 22 2024, 12:34 am  |
|
|
She needs the help but won't wanna hear of it!
|
3 |
Sun, Apr 21 2024, 3:57 pm |
|
|
Best bank account bonuses to earn extra money
|
2 |
Wed, Apr 17 2024, 8:29 am |
|
|
Nothing in the bank
|
9 |
Thu, Apr 11 2024, 4:35 pm |
|
|
Is it possible to create an anonymous Whatsapp account?
|
2 |
Sun, Apr 07 2024, 8:48 am |
|
|
Imamother may earn commission when you use our links to make a purchase.
© 2024 Imamother.com - All rights reserved
|  |
 |
|
 |
|
|
