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Forum -> Household Management -> Finances
Self-employed and struggling to figure out a budget



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amother
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Post Mon, Sep 09 2019, 11:02 am
My husband and I are both self-employed in Brooklyn, NY. (I work for him.) We make just a little bit too much to be on programs. We live in a small rented apartment with very reasonable rent B"H. We have low business expenses but pay a lot of tuition (even with breaks) health insurance (I have a medical condition and need good insurance) and just general cost of living expenses.

I am finding it impossible to:

Put away money.

Come up with money to send in for the quarterly taxes (we are behind so far this year.)

Figure out a budget when we sometimes go a long time without a paycheck and then get a big sum all at once that pays the bills but is not enough to send to the IRS.

If you are in a similar situation, please advise. Any tips are appreciated!
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Surrendered




 
 
    
 

Post Mon, Sep 09 2019, 11:53 am
Call Mesila. They help out with budgeting. Hatzlacha
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