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Forum
-> Household Management
-> Finances
amother
OP
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Fri, Feb 09 2024, 12:55 pm
Hi
If you took out. Mortgage recently, which bank gave you the best rate.
Any recommendations for brokers that can help?
I'm looking into mortgage rates on investments properties
Lakewood area
Thanks
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amother
Lightblue
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Fri, Feb 09 2024, 2:26 pm
Rates are higher on investment properties
It will also vary by each person regardless, so I’m not sure if anyone’s recent experience will help
Obviously the best route is to get a mortgage broker who can shop around all the different banks and find you the best rate
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amother
Seagreen
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Fri, Feb 09 2024, 2:35 pm
Don't get a broker if ur looking for good rate. Go straight to banks. We used Lakeland and got a good competitive rate. Start by googling mortgage rates in diff banks in nj
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amother
Latte
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Fri, Feb 09 2024, 3:28 pm
Mortgage change from day to day even minute bh minute sometimes.....so what someone got last week, doesn't mean you can get the same today. In addition, there are many factors that go into a mortgage rate, and you may not qualify for what someone qualified for last week. You can go into local banks, although that's usually not the best idea as lots of the time your loan must be very cookie cutter in order to qualify and sometimes they won't even tell you until you almost closing that you don't qualify. In a bigger being, there are different apartments and one department doesn't necessarily communicate with the department before, so that's why there are so many people who go to banks and last minute can't close.
FM Home Loans is very competitive rate wise and has many programs right now specifically for investments that you can't get in other companies.
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amother
OP
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Mon, Feb 12 2024, 11:22 am
amother Latte wrote: | Mortgage change from day to day even minute bh minute sometimes.....so what someone got last week, doesn't mean you can get the same today. In addition, there are many factors that go into a mortgage rate, and you may not qualify for what someone qualified for last week. You can go into local banks, although that's usually not the best idea as lots of the time your loan must be very cookie cutter in order to qualify and sometimes they won't even tell you until you almost closing that you don't qualify. In a bigger being, there are different apartments and one department doesn't necessarily communicate with the department before, so that's why there are so many people who go to banks and last minute can't close.
FM Home Loans is very competitive rate wise and has many programs right now specifically for investments that you can't get in other companies. |
Thanks do you have a good contact for FM home loans
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amother
OP
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Mon, Feb 12 2024, 2:29 pm
Thanks for the responses. anyone else?
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