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Forum
-> Household Management
-> Finances
do you use/have checks?
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| yes |
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74% |
[ 128 ] |
| no |
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25% |
[ 44 ] |
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| Total Votes : 172 |
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shabbatiscoming
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 Tue, Aug 15 2023, 9:31 am
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The question is in the subject line. I havent used or owned checks since well before covid.
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ohmygosh
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Tue, Aug 15 2023, 9:33 am
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I have them but I don't use them.
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amother
Outerspace
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Tue, Aug 15 2023, 9:35 am
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Our cleaning lady only takes checks. We use it for things like that. Not regularly, but occasionally.
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amother
Dimgray
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Tue, Aug 15 2023, 9:36 am
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I have them. I’ve needed for specific things a few times a year.
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Amarante
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Tue, Aug 15 2023, 9:36 am
I still have a checking account and do have checks.
I do pay some stuff out of my checking account but it is either taken out automatically or I pay on line.
I use Zelle and Venmo for transactions often.
However there are some situations in which I need to pay by check - when I have a plumber or other type of home maintenance business come, they want payment in checks. I guess they don't want to deal with credit cards.
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shabbatiscoming
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Tue, Aug 15 2023, 9:38 am
| Amarante wrote: | I still have a checking account and do have checks.
I do pay some stuff out of my checking account but it is either taken out automatically or I pay on line.
I use Zelle and Venmo for transactions often.
However there are some situations in which I need to pay by check - when I have a plumber or other type of home maintenance business come, they want payment in checks. I guess they don't want to deal with credit cards. | Here in Israel most of those type of businesses take things like bit and paybox or if they dont have those, I get their bank details and we do a direct deposit.
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shabbatiscoming
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Tue, Aug 15 2023, 9:39 am
| amother Dimgray wrote: | | I have them. I’ve needed for specific things a few times a year. | Can I ask? What things can only be paid by check? Im in Israel and havent had to use checks in years.
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amother
Moonstone
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Tue, Aug 15 2023, 9:42 am
| shabbatiscoming wrote: | | Can I ask? What things can only be paid by check? Im in Israel and havent had to use checks in years. |
Israel is more technologically forward than the US.
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Amarante
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Tue, Aug 15 2023, 9:42 am
| shabbatiscoming wrote: | | Here in Israel most of those type of businesses take things like bit and paybox or if they dont have those, I get their bank details and we do a direct deposit. |
It is easier to just give them a check - I have a lifetime supply of checks.
I don't want to deal with getting their information and making sure it is absolutely correct so that it isn't sent to the wrong place.
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amother
Peachpuff
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Tue, Aug 15 2023, 9:43 am
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amother
Hawthorn
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Tue, Aug 15 2023, 9:46 am
Yes, for wedding gifts, car mechanic, backyard camps and in house babysitters and playgroups. I also pay some bills by epay which is a check sent by the bank. Mostly for doctors who I would have to call to pay by credit card or set up an account. It’s easier for me to just click on the computer then call during business hours.
More and more people are taking zelle like babysitters and plumbers but not always.
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amother
Pistachio
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Tue, Aug 15 2023, 9:49 am
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I use checks for the gardener. I use zelle a lot and credit cards (which Baruch HaShem are paid off every month).
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shabbatiscoming
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Tue, Aug 15 2023, 9:49 am
Yes, I know that 
Thats why I was curious what must be paid in checks.
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amother
Ballota
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Tue, Aug 15 2023, 9:54 am
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I use around 12 checks a year. One for each month's rent.
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amother
Tan
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Tue, Aug 15 2023, 9:59 am
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I use checks for Tzedakah. We have a separate Maasar account to which 10% of both of our paychecks gets directly deposited. When meshulachim come to the door, we give checks from that account. It makes it much easier to keep track.
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amother
Moonstone
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Tue, Aug 15 2023, 10:03 am
| shabbatiscoming wrote: | Yes, I know that
Thats why I was curious what must be paid in checks. |
paying any vendor who doesn't (for whatever reason) offer another option.
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keym
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Tue, Aug 15 2023, 10:12 am
I give wedding and bar mitzvah gifts in check. But that also works because I get physical invitations in the mail and respond with a physical response card, and I include a check.
I pay tuition with checks.
My schools (multiple) don't have the option of electronic banking. It's a choice of check, cash, or credit card with a 2-3% fee (depending on the school). Of all those options, I choose checks.
It's a generation thing (I think) here in the US.
I'm 40. Im comfortable using checks but I'll also use Zelled/QuickPay if it's an option.
My parents/in-laws ONLY use checks. All bills, all gifts. I think my MIL still uses checks at the grocery store and Target.
My younger siblings who are 22-27 don't even own a checkbook. Everything is electronic.
Me, I'm in the middle. My schools are technologically behind so I use checks. Once I'm using checks, sometimes I'll pay my utilities with a check and sometimes electronically depends on my mood
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Chayalle
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Tue, Aug 15 2023, 10:26 am
My local mikvah still takes checks, and so does my DD's school.
I recently put a deposit on a wedding hall for DD, by check.
So I don't use checks that much anymore, but yes, here and there I do.
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amother
Lightcyan
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Tue, Aug 15 2023, 10:28 am
My DH grew up in a country which you'd think was less technologically advanced than the US and he is shocked at some of the things we still have that they don't anymore, especially the extremely outdated government processes.
Absolutely nobody uses checks anymore where he's from.
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amother
Moccasin
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Tue, Aug 15 2023, 11:15 am
We use checks for:
Rent
Tuition
Simcha gifts
Tips for teachers
Tzedaka
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