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$120 a month for health insurance in the US
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devorah1231




 
 
 


Post  Mon, Sep 23 2019, 12:50 am
itsmeima wrote:
Are you saying you are paid more because your boss pays for your health insurance? Why?

I'm feeling slow TMI


No I'm saying now my employer feels pressure to pay decent salaries and pays most of my insurance cost. If they no longer have to pay insurance, they will not be obligated to raise my salary. they'll gain but I will pay more in taxes than I pay in insurance charges. For anyone whose employer offers good insurance packages this is the case.
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small bean




 
 
 


Post  Mon, Sep 23 2019, 9:24 am
andrea levy wrote:
I am Canadian. I have health care. I have year long maternity leave. I pay much more in taxes than Americans. But I’ll also never lose my house because I break my leg and have to pay the hospital instead of the mortgage.


Yes, but also when people in Canada need better care, they cross the boarder and come to US.

Why do you think the US has better care? Because doctors are compensated more.

Your employer will not save any money when it comes to m4a as all that money will go to taxes.

In order to pay for this taxes will have to go up, the $750 was a number out of the hat. Likely your taxes will go up much more than that.

Also the level of care will go down and we will have less doctors. No one is going to spend $200k+ on a medical education to get paid 80% on the dollar, which is the current Medicaid reimbursement rate. And we are already seeing this with less and less people opting to be a primary care doctor.
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Jeanette




 
 
 


Post  Mon, Sep 23 2019, 9:48 am
Quote:
Yes, but also when people in Canada need better care, they cross the boarder and come to US. 


That's also because the United States is a much bigger country than Canada. If you need a specialized procedure done, you want it to be done by someone who specializes in that procedure and has done it hundreds of times. In a bigger medical center, you're much more likely to find someone with that degree of expertise. But when it comes to routine care like diabetes management, asthma management, maternity care, etc, Canada is way ahead of the US because of continuity of care.
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Deep




 
 
 


Post  Mon, Sep 23 2019, 9:56 am
small bean wrote:
Yes, but also when people in Canada need better care, they cross the boarder and come to US.

Why do you think the US has better care? Because doctors are compensated more.

Your employer will not save any money when it comes to m4a as all that money will go to taxes.

In order to pay for this taxes will have to go up, the $750 was a number out of the hat. Likely your taxes will go up much more than that.

Also the level of care will go down and we will have less doctors. No one is going to spend $200k+ on a medical education to get paid 80% on the dollar, which is the current Medicaid reimbursement rate. And we are already seeing this with less and less people opting to be a primary care doctor.


1. The US does not have better care. Check the numbers. https://www.americashealthrank.....ison. They have a population 10x that of Canada's and therefore have 10x the specialized care options. The provincial healthcare programs will pay for Canadians to receive specialized treatment in the US if unavailable in Canada.
2. Approximately 70 000 Canadians receive medical care in the US every year. This equals roughly 0.2% of the population. The vast majority of these are snow birds, elderly Canadians who spend the winter down south. In comparison, 2% of American adults purchase prescription medications from Canadian pharmacies and 750 000 Americans travel abroad for medical care every year.
The irony of this https://www.dailymail.co.uk/ne.....html.
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small bean




 
 
 


Post  Mon, Sep 23 2019, 10:37 am
People come from all over the world to the US for specialist.

The reason the US has so many specialities is not due to population, it's due to the fact that reimbursement rates are much higher for specialists. There's motivation to enter those fields. Ask any doctor what fields they reccomend, they will all say the fields that are not flooded with insurance.

The US does not have a good system currently but m4a is not the solution. The solution is to cut regulation and let supply and demand work. You don't raise taxes, premiums will go down, doctors will choose who they want to see etc.
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SixOfWands




 
 
 


Post  Mon, Sep 23 2019, 11:16 am
(1) Right now, the AMA has a stranglehold on medicine in the US. They artificially control the number of doctors by controlling the number of slots in medical school. Which is fine if you live in NYC, but not so great if you're in rural Montana. The acceptance rate is currenly about 40% (so much for no one applying because of the ACA!). Increase the number of schools and residencies, create incentives to practice in underserved areas, you just improved US medical care.

(2) $100 a month for health insurance is a joke. It doesn't exist. My employers picks up 100% of my health insurance, and DH's picks up 80% of his, but we still have hundreds of dollars a month for the kids plus DH's part of his insurance. Not to mention out of pocket expenses, like co-pays. DH has excellent insurance, but his co-pay for one medication is $1100. I don't even want to know what it would be without insurance. How many of you can afford that? How many of you would have to simply forego the medication?

(3) Shhhh. Doctors' salaries increased precipitously when Medicaid was adopted. Moreover, with fewer insurance hassles, doctors would still be paid well.

(4) Think about what we're really arguing. Right now, in the US, the poor get healthcare. And the rich can afford private healthcare. So we're arguing that the working class and middle class aren't really entitled to healthcare. As one example, the average annual per-patient spending on treatment for type 1 diabetes was $18,494 in 2016.

Just curious, who are you going to tell to die? When women post here asking for a doctor who takes Medicaid, are you going to be the one to tell her "look, if you can't afford private health care, we can't afford to take care of you. Maybe your kid will get better on her own; if not, we're sorry for your loss." Or is it my husband, with his $1100 medication?
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groisamomma




 
 
 


Post  Tue, Sep 24 2019, 6:01 pm
SixOfWands wrote:


(3) Shhhh. Doctors' salaries increased precipitously when Medicaid was adopted. Moreover, with fewer insurance hassles, doctors would still be paid well.


Source?
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cnc




 
 
 


Post  Tue, Sep 24 2019, 6:15 pm
SixOfWands wrote:
(1) Right now, the AMA has a stranglehold on medicine in the US. They artificially control the number of doctors by controlling the number of slots in medical school. Which is fine if you live in NYC, but not so great if you're in rural Montana. The acceptance rate is currenly about 40% (so much for no one applying because of the ACA!). Increase the number of schools and residencies, create incentives to practice in underserved areas, you just improved US medical care.

(2) $100 a month for health insurance is a joke. It doesn't exist. My employers picks up 100% of my health insurance, and DH's picks up 80% of his, but we still have hundreds of dollars a month for the kids plus DH's part of his insurance. Not to mention out of pocket expenses, like co-pays. DH has excellent insurance, but his co-pay for one medication is $1100. I don't even want to know what it would be without insurance. How many of you can afford that? How many of you would have to simply forego the medication?

(3) Shhhh. Doctors' salaries increased precipitously when Medicaid was adopted. Moreover, with fewer insurance hassles, doctors would still be paid well.

(4) Think about what we're really arguing. Right now, in the US, the poor get healthcare. And the rich can afford private healthcare. So we're arguing that the working class and middle class aren't really entitled to healthcare. As one example, the average annual per-patient spending on treatment for type 1 diabetes was $18,494 in 2016.

Just curious, who are you going to tell to die? When women post here asking for a doctor who takes Medicaid, are you going to be the one to tell her "look, if you can't afford private health care, we can't afford to take care of you. Maybe your kid will get better on her own; if not, we're sorry for your loss." Or is it my husband, with his $1100 medication?


In regards to point 3, I’ve had instances where it was cheaper to pay for a medication out of pocket, than to get it though insurance and pay a copay.

Something to keep in mind.
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