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Forum
-> Household Management
-> Finances
amother
OP
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Mon, May 13 2019, 7:52 pm
Hi. I was notified by my local resource agency that the new Jersey department of labor change the way that temp disability and family leave is calculated. Instead of basing your amount on the average from the 8 weeks prior to the claim date, now it is based on the weekly wage of the first 4 of the last 5 quarters. What does this mean?
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Dollyz
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Mon, May 13 2019, 10:23 pm
from the division of temporary disability's website:
Your employer is required to report your wages to the state after each calendar quarter. When your claim is under review, we consider the earnings reported for the 5 completed quarters prior to the week your disability began. The first 4 quarters of that time frame is called the base year. To qualify for Temporary Disability Insurance in 2019, you must have worked 20 weeks earning at least $172 weekly, or have earned a combined total of $8,600 in those four quarters (the base year).
Your regular base year period consists of 52 weeks and is determined by the date you apply for Temporary Disability Insurance benefits.
The wages earned during your base year will determine the amount of weekly benefits you may receive, and the total amount you can receive throughout the life of a claim.
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amother
Turquoise
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Mon, May 13 2019, 10:25 pm
I know nothing of NJ disability, but I googled this to avoid washing dishes.
Source: https://myleavebenefits.nj.gov.....shtml
Generally, employers report wages paid by the quarter. Jan/Feb/March is quarter 1. April/may/June is quarter 2. July/Aug/Sept is Q3. Oct/Nov/Dec is Q4.
So NJ is basing your benefits and eligibility on how much you worked over the course of 4 quarters- a full year - instead of 8 weeks. But they are not looking at the year immediately before you apply. They skip over a quarter first. If you apply during April-June 2019 (2nd quarter), they will be looking at your work weeks from jan-dec 2018 (they skip 1st quarter of 2019). If you apply July-sept 2019 (3rd quarter of 2019), they are looking at April 2018-march 2019. (There's a chart in that link.)
To be eligible, you need to have worked 20 weeks (earning at least $172 per week) or earned a total of $8600 over that year. They have alternative ways of determining eligibility if you don't qualify the regular way.
Then they use that time period to determine your benefit. They calculate how much you earned on average each week during that year (using the weeks your earned wages) and pay up to 2/3 of that amount.
So instead at looking at 8 weeks, they are looking at 12 months.
That seems like a huge shift in policy to me.
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Dollyz
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Mon, May 13 2019, 10:27 pm
the alternate base years (NJ chooses if necessary, not you) are:
Alternate Base Year #1 consists of the four most recently completed calendar quarters before the week your claim began
Alternate Base Year #2 consists of the three most recently completed calendar quarters before the week your claim began along with the weeks and wages in the filing quarter up to your last day of work. This alternate base year will contain less than 52 weeks.
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Dollyz
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Mon, May 13 2019, 10:33 pm
when did Jersey last calculate based on the last weeks? all the forms I had to fill out last year for employees required verification of 13 weeks minimum.
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amother
OP
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Mon, May 13 2019, 10:47 pm
Wow. This is really a huge change in policy. This year I was-am working part time due to various factors and next year I hope to work full time. Thing is, is that I get paid hourly so I figured that as long as they were calculating based on the last 8/10 weeks I was good enough. Now I see not so. Not fun. I am due in December so that means I will be getting a very small disability check. Oh well, will be tough
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amother
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Mon, May 13 2019, 10:55 pm
So let's say someone who just started working this year, and had a baby mid year, will have a half year of no salary factored in to the disability calculation? That's really tough, especially if they need that salary now. Just because the year before they were on college or abroad they should lose out? I hope they go back to 8/10 weeks very very soon!
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