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Forum
-> Household Management
-> Finances
amother
OP
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Wed, Jul 31 2019, 1:45 pm
how much is your mortgage? this would include property tax.
please specify where in tristate you live
and your interest rate if you remember
cost of the home at purchase
year you purchased
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amother
Brunette
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Wed, Jul 31 2019, 2:55 pm
2775 including tax and insurance
Bought it 3 years ago at about 450000
Monsey
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amother
Pearl
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Wed, Jul 31 2019, 3:00 pm
our income is about 115-120 before taxes. we calculated that we will be paying a 3300$ monthly payment (mortgage, insurance taxes) yes it makes no sense, yes I know. we gotta just jump in and make it work. the housing situation where we live in insane. we are hoping income will keep going up iyh (dh is in corporate field)
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pesek zman
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Wed, Jul 31 2019, 3:05 pm
Manhattan. Mortgage is a bit under 1k. Taxes are about $400 quarterly. Mortgage rate is 5 7/8. Purchased in 2006
Doesn’t monthly mortgage depend on how much of a down payment? I had a big down payment Bh
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amother
Floralwhite
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Wed, Jul 31 2019, 3:07 pm
Jackson
$3000
Property taxes $15k
House $575000
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amother
Pearl
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Wed, Jul 31 2019, 3:08 pm
amother [ Floralwhite ] wrote: | Jackson
$3000
Property taxes $15k
House $575000 |
can I ask your income?
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amother
Khaki
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Wed, Jul 31 2019, 3:10 pm
My interest rate is 4.275.
Property taxes and insurance are 18,000 annually. I do not have it escrowed.
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amother
Coral
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Wed, Jul 31 2019, 4:04 pm
Lakewood
Purchased home in 2013
Purchase price 500k
Mortgage rate low 3 percent (dont remem exact)
Monthly 3k incl taxes
Tenants pay $1300, we pay $1700 for a single family 6 bedroom home.
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amother
Babypink
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Wed, Jul 31 2019, 4:05 pm
I live in Brookln. We refinanced two yars ago because needed cash out for major renovation. Current mortgage for $580,000 is $3245 and change. That includes taxes and insurance. Annual tax is $6k and Insurance is around $3k a year. We got a promotional interest rate of 2.95%. Annual imcome is around $115k..but we do have a rental which helps a ton. Will you have rental income?
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amother
OP
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Wed, Jul 31 2019, 4:05 pm
amother [ Floralwhite ] wrote: | Jackson
$3000
Property taxes $15k
House $575000 |
how much did u put down/interest rate ?that sounds low for the price and tax
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amother
Floralwhite
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Wed, Jul 31 2019, 4:17 pm
amother [ OP ] wrote: | how much did u put down/interest rate ?that sounds low for the price and tax |
$200,000
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amother
Magenta
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Wed, Jul 31 2019, 5:34 pm
3300 Monsey including taxes and insurance. House was 525k
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amother
Pearl
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Wed, Jul 31 2019, 7:12 pm
amother [ Magenta ] wrote: | 3300 Monsey including taxes and insurance. House was 525k |
How much is your income? We are considering similar
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amother
Coffee
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Wed, Jul 31 2019, 7:28 pm
Jackson
3200 including taxes
Purchase price 475
Purchased 2016
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happyone
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Wed, Jul 31 2019, 8:40 pm
Others rates will not help your decision . downpayment , mtg rates, price of home , location, taxes all play a role in the numbers. my 16 room house purchased 18 years ago will reflect very different numbers than the house next door with 4 bdrms which sold for a million dollars based on location and current real estate. ( not necessarily accurate numbers but you get the drift.)
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amother
Chartreuse
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Wed, Jul 31 2019, 8:46 pm
Our mortgage is 1800 and tax is another approx 1050 per month.
Our interest rate was 3.625. We put down 20% of the purchase price of 470k.
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