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Forum
-> Household Management
-> Finances
amother
OP
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Tue, Dec 29 2020, 7:54 pm
Looking for advice on what to do with around 30k in credit card debt. Is the best option to take equity out of my house or to rather find a loan consolidation company? If yes please share a recommendation for a company.
Any information would be appreciated.
Ty
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amother
Indigo
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Tue, Dec 29 2020, 8:33 pm
Are you paying very high interest on the credit card? what do you expect your rate would be with a loan consolidation company?
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miami85
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Tue, Dec 29 2020, 9:38 pm
We also had a very large credit card debt. I took a loan out with FreedomFinancial and the best part was they were able to negotiate better terms for me once my credit score improved after a few months of payments. That and combined with much lower cost of living we can see the light at the end of the tunnel. Hatzlacha.
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amother
OP
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Tue, Dec 29 2020, 9:45 pm
miami85 wrote: | We also had a very large credit card debt. I took a loan out with FreedomFinancial and the best part was they were able to negotiate better terms for me once my credit score improved after a few months of payments. That and combined with much lower cost of living we can see the light at the end of the tunnel. Hatzlacha. |
Thanks! What was the interest on the loan from FreedomFinancial?
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amother
OP
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Tue, Dec 29 2020, 9:50 pm
amother [ Indigo ] wrote: | Are you paying very high interest on the credit card? what do you expect your rate would be with a loan consolidation company? |
I am paying rates that aren’t so high but high enough to add up unfortunately.
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