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amother
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 Mon, Mar 08 2010, 11:46 am
Does it pay for me to sign up for a dental plan to get two teeth pulled? I understand that it would cost be about $1500 to pay out of pocket, will a dental plan cover this, and if yes, which plan?
I am desperate I am in agony.
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bluebird
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Mon, Mar 08 2010, 11:54 am
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I'm sorry but I don't have any advice on insurance. However, some areas have dental clinics that are free or charge based on a sliding scale. I would urge you to explore this possibility. If you post where you live someone from here might be able to recommend a clinic.
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amother
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Mon, Mar 08 2010, 11:56 am
I am in Lakewood the only clinic is Chemed and they won't take new patients and they don't have an oral surgeon anyways .
Anyone have any ideas?
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LoveMy2Kids
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Mon, Mar 08 2010, 11:57 am
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Double check you health insurance. My wisdom teeth were impacted, so my health insurance covered all of it.
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Cookies n Cream
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Mon, Mar 08 2010, 11:59 am
Dr. Hertz on Ocean and Kings Hwy charged 550 a teeth last time I was there so ya I guess its about 11-1200$.
The thing is that most dental plans that I know will only pay UP to a certain amount (1000$ a year?)
You have to decide if it's even worth it to pay the premiums and then you'll still have to pay for any work over that amount.
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chocolate moose
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Mon, Mar 08 2010, 12:26 pm
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Some dental plans make you WAIT for service, too. You don't want that.
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Tries2BGoodMom
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Mon, Mar 08 2010, 12:29 pm
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Go to Israel and get your dental work done there! Last year, my husband needed a root canal and crown done. We got an estimate of 2000 dollars. He bought a plane ticket for 1000 (needed to go visit his parents anyway) and got all his dental work done for $250.00!!!
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amother
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Mon, Mar 08 2010, 12:30 pm
| TriesToBePerfectMom wrote: | | Go to Israel and get your dental work done there! Last year, my husband needed a root canal and crown done. We got an estimate of 2000 dollars. He bought a plane ticket for 1000 (needed to go visit his parents anyway) and got all his dental work done for $250.00!!! |
That is too funny!! How did he know the dentist was good. Truth is, if its $1500 I can go to Israel for that price. Now you are making me want to find a better option even more.
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DefyGravity
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Mon, Mar 08 2010, 12:33 pm
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Did you check into any dental schools? My friend had hers taken out at a dental school in Baltimore. DH had his taken out recently - we had dental insurance and it was still expensive. One tooth wasn't even covered.
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GetReal
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Mon, Mar 08 2010, 1:13 pm
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My wisdom teeth were also covered by my health insurance.
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Cookies n Cream
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Mon, Mar 08 2010, 1:16 pm
| GetReal wrote: | | My wisdom teeth were also covered by my health insurance. |
Do you have Medicaid or dental insurance?
ALso, sometimes if it's done a certain way, some insurances will cover it as it is considered a surgical procedure.
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WriterMom
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Mon, Mar 08 2010, 1:18 pm
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Our dental plan doesn't cover preventative wisdom tooth extractions ("it might lead to problems down the road") but does if it's become a medical problem. Mine were suspected of causing migraines, so I got a doctor's note to that effect and it was 80% covered. So it's important to determine if you can get such a letter (sounds like you should qualify) and if that makes a difference in terms of coverage, for the plan you're looking at.
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WriterMom
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Mon, Mar 08 2010, 1:28 pm
| Cookies n Cream wrote: | | GetReal wrote: | | My wisdom teeth were also covered by my health insurance. |
Do you have Medicaid or dental insurance?
ALso, sometimes if it's done a certain way, some insurances will cover it as it is considered a surgical procedure. |
Good point - my cousin in Montreal found out that government healthcare will not pay for it if it's done in a dental office with local anesthetic, but will if it's done with IV anesthetic in a clinic or hospital. So guess where she had it done? Silly rule, it costs the system more that way ...
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amother
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Mon, Mar 08 2010, 1:33 pm
OP I do have medicaid here in NJ .
How can I get them to cover it?
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Cookies n Cream
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Mon, Mar 08 2010, 1:36 pm
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Do you have Americhoice? What health plan under MCD?
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Cookies n Cream
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Mon, Mar 08 2010, 1:39 pm
Americhoice covers it.
You just need to find an oral surgeon that accepts Americhoice.
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amother
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Mon, Mar 08 2010, 1:40 pm
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Americhoice NY covers it, not Americhoice NJ
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amother
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Mon, Mar 08 2010, 1:47 pm
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NJ Americhoice only covers it if you are pregnant
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Cookies n Cream
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Mon, Mar 08 2010, 1:48 pm
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Oh, I am sorry for the misinformation. I asssumed that if ACNY covers it, ACNJ also does.
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