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ddmom


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Mon, Jan 04 2021, 10:39 pm
You posted in gardening! Maybe switch forum?
Never got a bill because I have insurance but it sounds like a lot!!
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nycgal


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Mon, Jan 04 2021, 10:48 pm
I don’t think they’re legally allowed to charge it but they try anyways. Call and ask them to remove it from your bill.
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Amarante


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Mon, Jan 04 2021, 11:49 pm
What difference does it make what they call the increase.
Based on the protocols my dentist uses, the cost per patient for each procedure is significantly higher. They see fewer patients per day and besides the PPE, they have clean each room between visits and installed new ventilation and air purification systems.
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mp5


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Tue, Jan 05 2021, 7:53 am
30 dollars for PPE???
Besides the fact that I never have been charged seperately for this at the dentist or in any healthcare system, in my line of work I sometimes need to gear up and sometimes with more than gloves and a mask, as in fully protective gown or overalls plus goggles and special masks, the cost does not get near 30 $.
Sounds very greedy to me.
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zaq


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Tue, Jan 05 2021, 8:23 am
It is illegal for providers to charge you for the PPE and disinfecting costs of COVID. Refuse to pay and let the dentist know that you will report him to the Federal Trade Commission if he doesn't reverse the charges.
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watergirl


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Tue, Jan 05 2021, 8:26 am
zaq wrote: | It is illegal for providers to charge you for the PPE and disinfecting costs of COVID. Refuse to pay and let the dentist know that you will report him to the Federal Trade Commission if he doesn't reverse the charges. |
I googled. I can only find something saying this is illegal in NY.
For those in NY:
https://www.dentistryiq.com/co.....ctice
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Amarante


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Tue, Jan 05 2021, 10:06 am
amother [ Honeydew ] wrote: | Its not illegal. It violates the terms of the contract that the dentists have with insurers and the insured.
They could charge it to an uninsured person. |
Most dentists don't take insurance - at least in my experience.
I would imagine that the rates for insurance companies have been negotiated starting in January for those who actually take insurance.
It wouldn't even impact people who have the type of insurance which covers you up to a certain amount for out of network services. Even when I had dental insurance, the amount reimbursed by insurance was only up to a certain amount for a procedure and my dentists always charged much more.
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Amarante


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Tue, Jan 05 2021, 10:29 am
amother [ Honeydew ] wrote: | New York has some interesting regulations. |
While that may be true, I am not sure how it has anything to do with my original post.
If a dentist doesn't accept insurance, the regulation concerning what may be charged by dentists who accept insurance TO THEIR INSURED PATIENTS has not relevance.
I would imagine that the reimbursement rates for dentists who do accept insurance is being negotiated so that increased costs are taken into consideration. Of course that depends on bargaining power of the dentist. In my experience dentists who have sufficient patients want nothing to do with accepting the low payments of insurance. Even people who had some form of dental insurance only go to dentists who aren't in the network and those dentists charge whatever they want and the patient waits for reimbursement for a percentage - but those patients aren't considered to be insured patients.
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amother


Honeydew
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Tue, Jan 05 2021, 10:46 am
Amarante wrote: | While that may be true, I am not sure how it has anything to do with my original post.
If a dentist doesn't accept insurance, the regulation concerning what may be charged by dentists who accept insurance TO THEIR INSURED PATIENTS has not relevance.
I would imagine that the reimbursement rates for dentists who do accept insurance is being negotiated so that increased costs are taken into consideration. Of course that depends on bargaining power of the dentist. In my experience dentists who have sufficient patients want nothing to do with accepting the low payments of insurance. Even people who had some form of dental insurance only go to dentists who aren't in the network and those dentists charge whatever they want and the patient waits for reimbursement for a percentage - but those patients aren't considered to be insured patients. |
"This circular letter reminds insurers authorized to write accident and health insurance in New York State, Article 43 corporations, health maintenance organizations, student health plans certified pursuant to Insurance Law § 1124, municipal cooperative health benefit plans, and prepaid health services plans (collectively, “issuers”) that they should ensure that insureds are not charged fees by participating providers for covered services that go beyond the insureds’ financial responsibility as described in the insureds’ policies or contracts."
They are basically saying - the fee for PPE is directly related to service being provided (which is covered by insurance). The pt can't be separately charge for it.
It doesn't really matter what the coverage level is.
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FranticFrummie


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Tue, Jan 05 2021, 10:52 am
Because of Covid, dentists need to make upgrades to their practice and procedures. I get that.
What I don't understand, is why don't they deduct that as operating expenses when it comes tax time? It's a necessary improvement, not an interior design choice, and shouldn't be dumped on the clients.
If they are using the expenses as a tax deduction, AND charging the clients, that's double-dipping. I don't know if that's illegal, but it's certainly questionable.
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Amarante


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Tue, Jan 05 2021, 10:53 am
amother [ Honeydew ] wrote: | "This circular letter reminds insurers authorized to write accident and health insurance in New York State, Article 43 corporations, health maintenance organizations, student health plans certified pursuant to Insurance Law § 1124, municipal cooperative health benefit plans, and prepaid health services plans (collectively, “issuers”) that they should ensure that insureds are not charged fees by participating providers for covered services that go beyond the insureds’ financial responsibility as described in the insureds’ policies or contracts."
They are basically saying - the fee for PPE is directly related to service being provided (which is covered by insurance). The pt can't be separately charge for it.
It doesn't really matter what the coverage level is. |
I don't think any of these cover dentists who don't accept insurance since the cost for services is always the responsibility of the insured. The dentist doesn't have anything to do with insurance beyond providing evidence that service was rendered.
This is different than services by a doctor who is in a network and agrees that insurance is full compensation for services. It's the same as a Medicare doctor who does not have the right to charge anything in addition to what Medicare reimburses. Or if you go to a doctor out of network, they can charge whatever they generally do and reimbursement by insurance is between you and the insurance company since the provider doesn't have a contract to provide services for a specific insurance reimbursement - that is exactly what being in the network means.
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