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Forum
-> Household Management
-> Finances
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amother
OP
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 Mon, Mar 18 2024, 5:04 pm
If you have both, can you please tell me how it works when you use a place that takes both?
Can medicaid be used to pay co-pay?
If private insurance pays a maximum of benefits but jersey care is unlimited, are you eligible for longer services?
Tia!
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amother
Topaz
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Mon, Mar 18 2024, 5:12 pm
I have Medicaid and also pay through the roof for a separate policy from the marketplace, since my OB doesn’t accept Medicaid
Technically one is your primary and one is your secondary that covers what primary doesn’t cover
I am not sure about benefit maximums since my insurance does not have that
If your njfam is covered by your provider though, why do you pay for separate insurance?
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amother
DarkMagenta
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Mon, Mar 18 2024, 5:33 pm
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NJ familycare should pick up on all the costs not covered by the primary. Yahalom had a workshop on this last week
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amother
Emerald
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Mon, Mar 18 2024, 5:34 pm
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Yes you give both and Medicaid covers whatever the primary declines to cover. So if you have a copay then Medicaid will cover the copay. But that’s only if the provider accepts Medicaid of course.
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amother
OP
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Tue, Mar 19 2024, 8:16 am
| amother Topaz wrote: | I have Medicaid and also pay through the roof for a separate policy from the marketplace, since my OB doesn’t accept Medicaid
Technically one is your primary and one is your secondary that covers what primary doesn’t cover
I am not sure about benefit maximums since my insurance does not have that
If your njfam is covered by your provider though, why do you pay for separate insurance? |
Because we had major medical bills that were not covered by nj family care.
Now she might go to a place that takes both.
Pretty new situation for us so I wasn't sure.
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