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Can a Child Use A Credit Card?

 
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3Qts




 
 
 


Post  Wed, Jun 07 2006, 1:46 pm
I am considering getting a prepaid credit card as a Bar Mitzva Gift. Can A 13 year old use a Credit card? I would put his name on it.
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DefyGravity




 
 
 


Post  Wed, Jun 07 2006, 2:07 pm
They definitely can.
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happyone




 
 
 


Post  Wed, Jun 07 2006, 2:09 pm
I would check with the parents of the child to see if they would want a thirteen year old walking around with a credit card.
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batya_d




 
 
 


Post  Wed, Jun 07 2006, 2:10 pm
happyone wrote:
I would check with the parents of the child to see if they would want a thirteen year old walking around with a credit card.


It's prepaid though... so there's no "credit" really.
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shayna82




 
 
 


Post  Wed, Jun 07 2006, 2:13 pm
what would be the problem. its just like a gift card Exclamation
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DefyGravity




 
 
 


Post  Wed, Jun 07 2006, 2:14 pm
Exactly.
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chocolate moose




 
 
 


Post  Wed, Jun 07 2006, 2:25 pm
my kids have had their own since they were 10 and could cros the street by themselves.
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chen




 
 
 


Post  Wed, Jun 07 2006, 2:52 pm
really? where does one get these things?
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3Qts




 
 
 


Post  Wed, Jun 07 2006, 3:09 pm
Yes its really not a credit card (Although it acts like a credit card and is through visa or mastercard) I want to put $50 on it and he can go to a Seforim store or Electronics store to purchase what he wants.
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chocolate moose




 
 
 


Post  Wed, Jun 07 2006, 3:10 pm
Oh, the ones my kids have are my accounts. They just have cards with their names on them.

Garfield for DD and Mets for DS.
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queen




 
 
 


Post  Thu, Jun 08 2006, 9:02 am
SaraG- How do you make sure they don't go buying the Brooklyn Bridge on your card???
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chocolate moose




 
 
 


Post  Thu, Jun 08 2006, 10:00 am
never was a problem. they have very small limits! and they know it's for MY conveniecne, not for theirs.
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Ruchel




 
 
 


Post  Thu, Jun 08 2006, 1:03 pm
batya_d wrote:
happyone wrote:
I would check with the parents of the child to see if they would want a thirteen year old walking around with a credit card.


It's prepaid though... so there's no "credit" really.


So it would be ok, but I would ask anyway...


As for credit cards... some kids definitely can, others... NO.
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DefyGravity




 
 
 


Post  Thu, Jun 08 2006, 1:13 pm
chen wrote:
really? where does one get these things?


Anyone that already has a credit card can easily get cards for their children. It's billed to the parent, but has the kid's name on it (although, oftentimes it's a completely separate card, and the bill is in the child's name).

I could open up a credit card for my dog if I wanted.
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