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Which direct pay app is the best?

 
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amother




OP
 

Post  Fri, Jan 10 2020, 8:18 am
I have PayPal and Venmo. I get asked a lot if I take Chase QuickPay, which I don't (since I don't have a Chase bank account).

Which one of these apps is the best, and why? Which one charges the lowest fees? Is there any other factor involved?
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esther11




 
 
 
 

Post  Fri, Jan 10 2020, 8:26 am
Chase quickpay is compatible with many different banks through zelle. Bank of America definitely is compatible and I think all major banks are as well. All you would need is the app for your specific bank.

I personally like Venmo the best.
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amother




OP
 

Post  Fri, Jan 10 2020, 8:51 am
esther11 wrote:
Chase quickpay is compatible with many different banks through zelle. Bank of America definitely is compatible and I think all major banks are as well. All you would need is the app for your specific bank.

I personally like Venmo the best.


Why?
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amother




Khaki
 

Post  Fri, Jan 10 2020, 8:58 am
Quote:
Chase QuickPay

Chase Quickpay is now part of Zelle. Zelle is associated with many banks not just chase so you don't need a Chase account to use it. If you have an account through a mainstream bank most likely it partners with Zelle.
There are no fees for transferring money.
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esther11




 
 
 
 

Post  Fri, Jan 10 2020, 9:08 am
amother [ OP ] wrote:
Why?


I find it to be the quickest and easiest to use. When using zelle/quickpay it always takes a while to log into my bank app. PayPal I happen not to have the app so it takes a while as well. Cash app many people don’t have. Venmo keeps me logged in, it’s very user friendly, and you can search for people who aren’t in your contacts so I find it very useful. When I send to someone in my contacts, they also confirm that I want to send to that specific person before going through.

Just a note, Venmo has a social media side as well, so if you don’t want your payments public you can easily change your transactions to private.
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amother




Hotpink
 

Post  Fri, Jan 10 2020, 10:36 am
I find the Cashapp is the best.
With zelle I have a few clients who whenever they tried sending me $ it would not go through we would need to call the bank....
I have been using the Cashapp since it’s been around & Bh never had an issue. It is part of Square which is a huge online transaction company so they really have the app streamlined to be simple & convenient.
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