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Forum
-> Household Management
-> Finances
Is $150k enough to get by for a couple in their high 30s
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| Yes |
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29% |
[ 39 ] |
| No |
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65% |
[ 86 ] |
| Other |
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5% |
[ 7 ] |
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| Total Votes : 132 |
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amother
OP
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 Wed, Mar 27 2024, 2:10 pm
Please answer….
I know many make less…but I still feel that at this day and age it isn’t enough to get by…
Eta: tri state area 6-10 kids
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amother
Geranium
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Wed, Mar 27 2024, 2:11 pm
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$150k gross or net? What city? How many kids?
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5
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teachkids
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Wed, Mar 27 2024, 2:12 pm
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How many kids and how expensive a place do they live?
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amother
Hyssop
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Wed, Mar 27 2024, 2:25 pm
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cupcake123
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Wed, Mar 27 2024, 2:25 pm
Yesish and I think the main factors are when/if you bought a house
Tuition amount
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amother
OP
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Wed, Mar 27 2024, 2:30 pm
| teachkids wrote: | | How many kids and how expensive a place do they live? |
Tri state area
Between 6 and 10 kids…
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amother
Dahlia
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Wed, Mar 27 2024, 2:32 pm
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Definitely not enough. We make that much with 2 kids and are just making it.
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amother
Candycane
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Wed, Mar 27 2024, 2:32 pm
| amother OP wrote: | Tri state area
Between 6 and 10 kids… |
Tristate area is big. Brooklyn and Lakewood rent/ mortgage rates are completely different.
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amother
Hyssop
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Wed, Mar 27 2024, 2:33 pm
| amother OP wrote: | Tri state area
Between 6 and 10 kids… |
This changes a lot. You should have included it in your OP and in the poll question.
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amother
Currant
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Wed, Mar 27 2024, 2:33 pm
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amother
Geranium
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Wed, Mar 27 2024, 2:36 pm
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No not by any stretch of the imagination in tru state area with 6-10 kids.
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lamplighter
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Wed, Mar 27 2024, 2:37 pm
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The biggest variables in these questions are mortgage and tuition. There's no way to answer unless we know those numbers
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amother
OP
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Wed, Mar 27 2024, 2:41 pm
| lamplighter wrote: | | The biggest variables in these questions are mortgage and tuition. There's no way to answer unless we know those numbers |
This isn’t specific.
It’s a general question.
It does include Jewish education though - so no saying public school is an option…
They will either need to pay rent or mortgage….
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amother
Amaryllis
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Wed, Mar 27 2024, 2:44 pm
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In Boro park or Willi maybe yes. If no car, cheap tuition, small rented apt, no insurance costs, no traveling .
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amother
OP
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Wed, Mar 27 2024, 2:47 pm
| amother Amaryllis wrote: | | In Boro park or Willi maybe yes. If no car, cheap tuition, small rented apt, no insurance costs, no traveling . |
What’s a small rented apt?
A 1400 square ft apt is $5000 in rent.
A chosson kallah basement 1 bedroom is $2000.
Why no insurance costs?
And they’re probably starting to marry off kids soon at that age in the chassidish world…
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amother
Purple
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Wed, Mar 27 2024, 2:54 pm
With ten kids I doubt it unless maybe you qualify for govt help
Also depends on housing cost. Did you buy a house when rates and prices were good?
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amother
Midnight
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Wed, Mar 27 2024, 3:04 pm
No.
Dh makes 180k in NY 4 kids. 3 tuitions. We're just about covering our life.
Bh I'm able to be a sahm. But $150k would rotally not be enough.
We live simply. Kids wear target and h&m.... we rarely rely go away on vacations and even then it's just 2 day local just a break once every 4-5 years.
I take good care of my clothing and don't buy often.
We love in a small house. So we pay mortgage. And NY property taxes are insane. Add to that crazy town and school taxes in my district. (7k just for school tax. But that means we're in a great school district amd kids get great services when needed and also the type of poeple living here are a But more tzim Zach. NYC detective, Lawyers and NYC corporate type poeple)
So the neighborhood is clean, well taken care of and basically crime free bh!
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amother
Clear
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Wed, Mar 27 2024, 3:04 pm
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We made it on $150k with 2 kids, but the third kid put us underwater
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amother
Charcoal
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Wed, Mar 27 2024, 3:31 pm
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We live on less than 150 K post tax with 4 kids, 3 school tuitions. We bought our house when prices and mortgages were low and the area new for frum people. We go on lots of vacations with credit card points, thanks to dans deals. So that keeps us from feeling poor.
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