Home
Log in / Sign Up
    Private Messages   Advanced Search   Rules   New User Guide   FAQ   Advertise   Contact Us  
Forum -> Household Management -> Finances
Expecting and financially stressed



Post new topic   Reply to topic View latest: 24h 48h 72h

amother
Forestgreen


 

Post Wed, Dec 30 2015, 10:07 am
My DH and I both work. We live in NY and life/rent is expensive. The past 3-4 months we have been JUST making the rent, it's been so under the wire. I have a reasonably steady income every 2 weeks (albeit it lower than I deserve, but this is a job I had to stay at due to a few reasons, can't look for a better one now as I am due any day), no maternity benefits so time off means no income for me (I am
Hoping to do my current job from home as soon as I can to bring in money or find a better one). My DH has his own business but it is commission only so he only gets paid when his sales go through. He does work hard, I see it and have witnessed him working and trying as many business opportunities as possible. However, the truth is that we are not doing well financially; his income is unstable (some months are great some aren't) and can't afford needed furniture for the house, winter boots, upcoming needs for baby such as car seat, stroller etc. I have been very thrifty and found some excellent used baby clothes and furniture online at very low prices and looked into gemachs.
When I bring up the financial bind we are in to my husband, he becomes very defensive and tells me I worry too much, lists the things I have worried about things in the past that have since worked out and says that he is trying his best.
He admits later on when he cools down that it is hard for him to hear and he feels like a failure as a husband and future father.
I do my best to support him and tell him I'm proud of him for his efforts etc... But again, when I bring up the cold hard truth he doesn't want to hear it and tells me it will be fine with emuna and bitachon, and that he is working hard to improve things. He also justifies our situation by saying that many newly married couples go through this. That may be true but I am not concerned about others right now, I am concerned about our family. And we are in our 30's, not newly married 19 year olds who have never worked.
I have not said much until last night because I don't want my DH to feel bad. However... Rent is due on Friday and again, we are barely making it. I do not want that to be our standard! I struggled for a long time on my own and now that I'm married I'm upset that I'm worrying just as much about money as I was when I was single (I supported myself 100% for many years before getting married). I feel that my husband didn't really grow up and now is being forced to. He depended on free rent from family members for years and years and didn't work as much as he could have. Now he has to be an adult!
Any insight is appreciated. Thanks
Back to top

SRS




 
 
    
 

Post Thu, Dec 31 2015, 4:45 am
When you are calm, maybe you can discuss a financial plan with him where you make some strategic moves to get on a path that provides a little more stability. Working on commission only is really tough. If he has the ability to cut back some hours from the commission only work and get some hours somewhere that pay a fixed amount would allow you to put away some money for the slow months. Uneven cash flow is a real challenge and getting money in the bank would help you a lot.
Back to top
Page 1 of 1 Recent Topics




Post new topic   Reply to topic    Forum -> Household Management -> Finances

Related Topics Replies Last Post
If you're expecting to get comments about your parenting 0 Sun, Apr 21 2024, 1:38 pm View last post
Financially responsible?
by amother
2 Thu, Mar 28 2024, 10:02 am View last post
Have never been so tight financially in my life
by amother
25 Wed, Mar 20 2024, 4:17 pm View last post
Fun/relaxing activities for couple - while expecting
by amother
6 Sun, Feb 18 2024, 10:09 pm View last post
[ Poll ] Am I expecting too much?
by amother
38 Wed, Dec 13 2023, 10:16 pm View last post