Family of 7 whats your average expenses monthly

amother

Mon, Apr 04 2022, 7:22 pm

Sometimes wonder if we live on the lowest budget out there. Our expenses are tops 3500 a month including everything and I sometimes wish id get some recognition and appreciation for it as a wife since it doesn't come natural to me to be frugal.

By 7 I mean 5 kids and2 adults

amother

Mayflower

Mon, Apr 04 2022, 7:25 pm

Wow!!! No words.
We are same size family and our monthly expenses are probably 3 times that!!

Can you break down your expenses?

amother

Mayflower

Mon, Apr 04 2022, 7:27 pm

I'm guessing you are on government programs and very cheap housing and schooling.
Or it might just be magic

amother

Puce

Mon, Apr 04 2022, 7:30 pm

Wow! That is amazing. Can you break that down? Does that include housing and education/childcare?

Family of 8 kah. Even with benefits, our average monthly budget is more than that.

amother

Apricot

Mon, Apr 04 2022, 7:30 pm

amother [ OP ] wrote:

Do you own a house? Because my mortgage payments is more than that.

How many of your kids are in real school?

amother

Mon, Apr 04 2022, 7:32 pm

Will try off top of my head
1750 rent
800 food
40 cellphones
45 home phone
35 electricity
200 heat gas
we have medicaid and fs
What else am I missing on the list?

amother

Raspberry

Mon, Apr 04 2022, 7:37 pm

Transportation-either car/gas or cabs or bus/subway fare.
Do you have insurance/either life or renters?
Is all your school/childcare free?
Do you pay water? Laundry?

amother

Daisy

Mon, Apr 04 2022, 7:38 pm

amother [ OP ] wrote:

Will try off top of my head
1750 rent
800 food
40 cellphones
45 home phone
35 electricity
200 heat gas
we have medicaid and fs
What else am I missing on the list?

clothing, shoes, school supplies, toys, household items...etc

amother

Raspberry

Mon, Apr 04 2022, 7:41 pm

You have made me realize that I can never ever ever retire.
Even when my mortgage is paid up, between property tax/maintaining my home-gas/electric/water… car insurance and gas, healthcare…. And there will be no social security left. 😭😭

amother

Apricot

Mon, Apr 04 2022, 7:41 pm

amother [ OP ] wrote:

Will try off top of my head
1750 rent
800 food
40 cellphones
45 home phone
35 electricity
200 heat gas
we have medicaid and fs
What else am I missing on the list?

Tuition. That's a big one - mine is over 3k a month.
Clothing, household things, etc
Gas/car/taxis/bus

amother

Puce

Mon, Apr 04 2022, 8:07 pm

Not op, but I live in Brooklyn and my transportation cost is next to nothing. No car, everything local. Subway for basically dr (specialists) appts and very occasionally shopping/trips.

Op, you haven't mentioned clothes and household stuff. And tuition/childcare.

I will say that 800 on food is amazing and 35 on electricity.. How?

My rent is actually similar to yours.

amother

Mayflower

Mon, Apr 04 2022, 8:11 pm

amother [ Puce ] wrote:

Op mentioned that she gets food stamps, so $800 in addition to food stamps is actually a lot!

amother

Pear

Mon, Apr 04 2022, 8:18 pm

Family of five. 3 kids, 2 adults. Our expenses are probably about $30,000 a month. I know we spend, but nothing crazy and some of these numbers seem impossible.

amother

Ecru

Mon, Apr 04 2022, 8:20 pm

amother [ Puce ] wrote:

Food stamps and USF/heap.

amother

Mayflower

Mon, Apr 04 2022, 8:21 pm

We live in Brooklyn, same size family.
Just mortgage (including insurance and taxes) is $3,500!!!
Tuition around $3,000
Food, $1,000+
Cars/insurance/gas- we pay for one and one is from work, so around $300
Utilities $500
Cellphones $100
Clothes/ daipers/misc $300-$500, varies monthly
Health insurance- bh we get from work, otherwise that could easily be another couple of thousand...
Cleaning help- varies, but about $200
Camps- we've been paying for camps/day camps for the past few months, since camps split up the payments. Around $600
Gifts for simchas we go to- I'd say it averages $300 a month.
There might be more expenses, can't remember at the moment.

amother

Steelblue

Mon, Apr 04 2022, 8:31 pm

amother [ Pear ] wrote:

Family of five. 3 kids, 2 adults. Our expenses are probably about $30,000 a month. I know we spend, but nothing crazy and some of these numbers seem impossible.

What are you spending on?? Did you mean $3,000 or $30,000?

amother

Dandelion

Mon, Apr 04 2022, 9:06 pm

Family of 7 around 25 k per month. Our house and cars are paid off. We send kids to sleep away camp, high tuition, food, clothes , shoes, anything kids need from diapers to pre teen stuff, it’s really crazy .

srbmom

Mon, Apr 04 2022, 9:21 pm

Quote:

Will try off top of my head
1750 rent
800 food
40 cellphones
45 home phone
35 electricity
200 heat gas
we have medicaid and fs
What else am I missing on the list?

Where is your tuition here????
Aside for that my numbers are similar for the things listed above.