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TwinsMommy


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Sun, Jan 08 2023, 1:16 am
Can you simply increase your freelancing income and take a stated income loan? Sure, banks "prefer" W-2 income, but schedule C income is perfectly valid especially if you've been in business for a few years and can show a few years of growth as a freelancer (and your credit score is 660 or above).
I too had a chronic health condition which technically I still have but it's under control now BH. Back in 2001 I stopped working full time and never took a full time job again---- I simply upped my income with my own business and over the years sometimes took on part time work if I wanted to and it met my requirements to maintain my health at a decent level.
If you take on more freelance work you can do it when you feel up to it (make your own deadlines-- although you haven't told us your field), feel more productive and enriched, and have more income.
In my opinion, a freelance salary is often much better than a part time or full time more predictable salary.
https://www.fool.com/the-ascen.....ders.
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