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amother




OP
 

Post Tue, Aug 09 2022, 10:27 am
I'm a single mother with a struggling teen. My work money barely covers the basics and my rent is past due. So much of my money goes to help my child and I can't make ends meet. Is there anyone out here that would have connections to someone that can offer financial aid?? If at least my rent would be paid up for a few months that would take some pressure off me...

I would appreciate any connections where I can reach out for help. Thanks!
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advocate




 
 
 
 

Post Tue, Aug 09 2022, 10:36 am
Can you describe the struggle a bit? And what state you're in?
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amother




OP
 

Post Tue, Aug 09 2022, 11:23 am
advocate wrote:
Can you describe the struggle a bit? And what state you're in?

I'm in NY. Struggle is twofold. My job isn't bringing in enough money at this time, hopefully eventually it will. Rent, credit card debt, daily living expenses has become a real struggle. At this point my child is struggling emotionally and with yiddishkeit. Getting the right people to help cost a lot of money... giving the child the appropriate help, tools and whatever else needed to help get through this phase is costing tons.... No child support from father whatsoever
.... Whatever money I make either gets spent on this kid, or paying min credit card fees that goes more for interest than the actual debt... For now I need a miracle... I'd need help with rent a couple of months and some money to pay up debt so I can start getting a grip and use my daily money for my daily expenses without falling backwards every day. Just this child's monthly expenses is enough to eat up my income...
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amother




Aster
 

Post Tue, Aug 09 2022, 12:11 pm
Can you reach out to rsk for financial coaching?
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amother




Valerian
 

Post Tue, Aug 09 2022, 12:20 pm
Are you members of a shul that you could speak to the Rav? Most shuls have a discretionary fund for this.
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amother




Raspberry
 

Post Tue, Aug 09 2022, 12:54 pm
What kind of needs does your kid have? Can anything be covered by insurance? I know we all want "private specialists" for our family but often they are no more successful than insurance covered practitioners. In my personal experience we had great luck with our insurance covered professionals...
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amother




Powderblue
 

Post Tue, Aug 09 2022, 1:19 pm
Please reach out to Kesher Nafshi. They have a lot of resources and knowledge for struggling teens and they have support groups which are so helpful. It's possible they will have some kind of financial advice also.
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amother




DarkYellow
 

Post Tue, Aug 09 2022, 1:32 pm
keren ezer lnefesh may help you with therapy costs.
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amother




OP
 

Post Tue, Aug 09 2022, 3:23 pm
amother [ Aster ] wrote:
Can you reach out to rsk for financial coaching?

I did. They help you get paid financial coaching. It isn't the coaching I need at this point. I need more $$$ for a few months to help me get through this phase. With each day that I can't cover my expenses, I'm falling into a bigger pit thats harder to get out of. They said they might help with food which so far I didn't get anything from them... I did fill out an application though.
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amother




OP
 

Post Tue, Aug 09 2022, 3:24 pm
amother [ Valerian ] wrote:
Are you members of a shul that you could speak to the Rav? Most shuls have a discretionary fund for this.

No, I'm not a member of any shul.
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amother




OP
 

Post Tue, Aug 09 2022, 3:25 pm
amother [ Raspberry ] wrote:
What kind of needs does your kid have? Can anything be covered by insurance? I know we all want "private specialists" for our family but often they are no more successful than insurance covered practitioners. In my personal experience we had great luck with our insurance covered professionals...

Yes, I covered a lot through insurance but not everything.
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amother




OP
 

Post Tue, Aug 09 2022, 3:27 pm
amother [ Powderblue ] wrote:
Please reach out to Kesher Nafshi. They have a lot of resources and knowledge for struggling teens and they have support groups which are so helpful. It's possible they will have some kind of financial advice also.

Ok, I'll look into that. I heard some of their speeches, I'll see if they have any financial resources for me...
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amother




OP
 

Post Tue, Aug 09 2022, 3:31 pm
amother [ DarkYellow ] wrote:
keren ezer lnefesh may help you with therapy costs.

Is it just therapy costs they help with? Most of the therapy is covered under insurance. Problem is, that I'm not meeting my personal expenses like rent and bills because child has other personal weekly expenses that aren't met through insurance. Then, I'm stuck because I can't cover my expenses. I don't want my child to be lost because I had no money to provide for him. This is pikuach nefesh to save my child. But I don't think my landlord, con Edison or you name it... care about that...
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amother




Slategray
 

Post Tue, Aug 09 2022, 3:33 pm
Please get in touch with a Rav if you're near Brooklyn area - Rabbi Goldwasser can help direct you or know who to reach out to

Try to get involved with a shul Rebbetzin they're there to help - your situation can be easily helped by reaching out to a Rav and Rebbetzin the financial, emotional support and they'll better understand your situation possibly invite you for meals, help with your teen, speak with ppl to help you find financial help, rent, school etc... you're not alone and the community has plenty of resources to help you!!
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amother




OP
 

Post Tue, Aug 09 2022, 3:44 pm
amother [ Slategray ] wrote:
Please get in touch with a Rav if you're near Brooklyn area - Rabbi Goldwasser can help direct you or know who to reach out to

Try to get involved with a shul Rebbetzin they're there to help - your situation can be easily helped by reaching out to a Rav and Rebbetzin the financial, emotional support and they'll better understand your situation possibly invite you for meals, help with your teen, speak with ppl to help you find financial help, rent, school etc... you're not alone and the community has plenty of resources to help you!!


Yes, I wish I'd be affiliated with someone.... Who is Rabbi Goldwasser? Do you have his contact info?
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amother




Powderblue
 

Post Tue, Aug 09 2022, 4:10 pm
amother [ OP ] wrote:
Is it just therapy costs they help with? Most of the therapy is covered under insurance. Problem is, that I'm not meeting my personal expenses like rent and bills because child has other personal weekly expenses that aren't met through insurance. Then, I'm stuck because I can't cover my expenses. I don't want my child to be lost because I had no money to provide for him. This is pikuach nefesh to save my child. But I don't think my landlord, con Edison or you name it... care about that...


I completely understand. These kids drain you financially and emotionally. There are so many extra expenses that we don't have with our other kids. I hope things get easier soon.
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amother




DarkYellow
 

Post Tue, Aug 09 2022, 4:14 pm
amother [ OP ] wrote:
Is it just therapy costs they help with? Most of the therapy is covered under insurance. Problem is, that I'm not meeting my personal expenses like rent and bills because child has other personal weekly expenses that aren't met through insurance. Then, I'm stuck because I can't cover my expenses. I don't want my child to be lost because I had no money to provide for him. This is pikuach nefesh to save my child. But I don't think my landlord, con Edison or you name it... care about that...


Yea I think just with therapy costs. Sorry
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amother




Oak
 

Post Tue, Aug 09 2022, 4:17 pm
Is there any additional job that you or your child can take on? I understand if you don’t have the resources to do it
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amother




Oleander
 

Post Tue, Aug 09 2022, 4:18 pm
In response to RSK suggestion:

THEY CHARGE $600 FOR THEIR SERVICE AND ONLY TELL YOU THIS AFTER YOU MUSTERED UP THE COURAGE TO SPILL YOUR GUTS TO THEM
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amother




OP
 

Post Tue, Aug 09 2022, 4:19 pm
amother [ Oak ] wrote:
Is there any additional job that you or your child can take on? I understand if you don’t have the resources to do it

Yes, I try that. So if I make an extra few dollars it helps me pay min dues on my credit cards and not enough to swing it. I need a resource of where I can get a lump sum to get back on my feet. Wonder if such an organization exists...
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