![](templates/SoftBlue/images/border_1_2.gif) |
|
![](templates/SoftBlue/images/border_3_2.gif) |
![](templates/SoftBlue/images/border_4_2.gif) |
|
Forum
-> Household Management
-> Finances
amother
OP
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 1:17 pm
How do you financial get by? We are drowning.
| |
|
Back to top |
2
0
|
mha3484
![](./images/ranks/rank9.png)
![](images/avatars/default_avatar.png)
|
Wed, May 22 2024, 1:23 pm
I live OOT with connected schools so if your a rebbe in the boys yeshiva your tuition for both genders is under the same discount. Same if your a morah in the girl school. If you don't have that I don't know how people do it.
| |
|
Back to top |
0
1
|
amother
Sienna
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 1:25 pm
Discounted tuition, discounted clothing and shoe cards yom tov time, chasdei lev, work a second job if you only work half day, chinuch discounts for camps...
| |
|
Back to top |
0
4
|
amother
Narcissus
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 1:26 pm
|
Back to top |
0
1
|
amother
Almond
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 1:26 pm
Lots of people in all different professions are drowning. How does anyone do it?
| |
|
Back to top |
0
5
|
amother
OP
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 1:30 pm
mha3484 wrote: | I live OOT with connected schools so if your a rebbe in the boys yeshiva your tuition for both genders is under the same discount. Same if your a morah in the girl school. If you don't have that I don't know how people do it. |
My husband and I both work in a school I wouldn't send my kids to. We get discounted tuition, but together we don't make 100k.
| |
|
Back to top |
0
0
|
amother
Grape
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 1:38 pm
amother OP wrote: | How do you financial get by? We are drowning. |
Insurance- we are eligible for parsonage- which lowers our taxable income so we are eligible for kids to be on JerseyCare (medicaid). My office offers insurance. I pay for my husband
Tuition- QTR- which helps also lower our taxable income
Chasdei Lev
Tutoring
| |
|
Back to top |
0
1
|
amother
Grape
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 1:39 pm
amother Sienna wrote: | Discounted tuition, discounted clothing and shoe cards yom tov time, chasdei lev, work a second job if you only work half day, chinuch discounts for camps... |
I have never heard of chinuch discounts for camp. Where do you live that offers this?
| |
|
Back to top |
0
0
|
amother
Poppy
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 1:41 pm
amother Grape wrote: | I have never heard of chinuch discounts for camp. Where do you live that offers this? |
I'm assuming she or her husband work in the mosdos connected to the camp?
| |
|
Back to top |
0
0
|
mha3484
![](./images/ranks/rank9.png)
![](images/avatars/default_avatar.png)
|
Wed, May 22 2024, 1:43 pm
Where I am, certain camps that are non for profits offer scholarships based on need. The midwest agudah camps for sure have scholarships.
Also most rebbeim hustle. Between my 3 boys, 1 has a rebbe runs a big day camp and tutors, 1 teaches a full day kodesh in the am and secular studies in the afternoon and my eldest's rebbe was the English principal for decades he retired from that job but worked a full day for years and years.
I think its very common to work a second job or a run a camp unless your wife is a high earner or you have family money.
| |
|
Back to top |
0
1
|
amother
RosePink
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 1:53 pm
DH and I are both in chinuch.
For some , definitely family help or chinuch discounts on big ticket items including tuition etc. Some have afternoon jobs too if they finish teaching earlier. I know a few rebbis who are English teachers or principals in other schools from where they work in the AM.
But also, for us:
Lots and LOTS of tutoring.
Creating side courses, books or teaching materials based on our expertise to sell online.
Full time summer jobs - running day camps or working in them etc.
And this is to make it through the month, not to support our kids or anything. bH we have a large family, and we are not able to save in a significant way. And we are not getting rich from this lol. But BH!!! Not a complaint at all. I don’t think we personally are worse off than the average frum family and we don’t take it for granted! We try our best, work very hard and Hashem does the rest!
| |
|
Back to top |
0
4
|
amother
Cerise
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 9:20 pm
|
Back to top |
2
0
|
amother
Obsidian
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 9:36 pm
We're drowning. I teach in a school I won't send my kids to past preschool so I don't get tuition discount. I'm not eligible for chasdei lev because my husband works. I don't have time to tutor because my own children need me. We just keep sinking more and more in debt and my husband refuses to take any tzedaka
| |
|
Back to top |
2
0
|
amother
Wheat
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 9:38 pm
amother Obsidian wrote: | We're drowning. I teach in a school I won't send my kids to past preschool so I don't get tuition discount. I'm not eligible for chasdei lev because my husband works. I don't have time to tutor because my own children need me. We just keep sinking more and more in debt and my husband refuses to take any tzedaka |
why?
so you just put it all on CC with no idea how to pay back?
| |
|
Back to top |
0
0
|
amother
Poppy
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 9:38 pm
I think most of us are drowning. Some are just better at hiding it then others.
| |
|
Back to top |
0
1
|
chestnut
![](./images/ranks/rank8.png)
![](images/avatars/default_avatar.png)
|
Wed, May 22 2024, 9:39 pm
amother OP wrote: | My husband and I both work in a school I wouldn't send my kids to. We get discounted tuition, but together we don't make 100k. |
Do both of you work half a day or full day?
What about summers?
Tutoring?
| |
|
Back to top |
0
0
|
amother
Obsidian
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 9:40 pm
amother Wheat wrote: | why?
so you just put it all on CC with no idea how to pay back? |
Yup. My husband in theory gets a raise every year and it's working on another degree that is supposed to come with a big raise when he finishes it. So he sees it as we just have to hang on till then. I don't know how we're paying the mortgage next week.
| |
|
Back to top |
0
0
|
notshanarishona
![](./images/ranks/rank9.png)
![](images/avatars/16139573335c117b1b1ea8f.jpg)
|
Wed, May 22 2024, 9:51 pm
Side jobs. Almost every teacher I know works more than one job.
| |
|
Back to top |
0
0
|
amother
OP
![](images/avatars/40.jpg)
|
Wed, May 22 2024, 9:54 pm
chestnut wrote: | Do both of you work half a day or full day?
What about summers?
Tutoring? |
Both full school day. Dh learns in kollel after. Dh doesn't like working in camps, but I got him to this summer. My kids don't go to camp so I have to be with them. Dh used to tutor more, but cut back a lot. I'll talk to him about starting up again. My kids need me after school so I don't think I could take a 2nd job.
| |
|
Back to top |
0
0
|
Related Topics |
Replies |
Last Post |
|
|
Calling chinuch experts
|
11 |
Tue, Mar 19 2024, 4:21 am ![View last post View last post](templates/SoftBlue/images/icon_latest_reply.gif) |
|
|
Chinuch Meyuchad (spec Ed) Boys Cheder
|
3 |
Wed, Feb 21 2024, 8:50 am ![View last post View last post](templates/SoftBlue/images/icon_latest_reply.gif) |
|
|
Tiferes Chaya & Chinuch Bas Yisroel
|
15 |
Fri, Jan 19 2024, 10:56 am ![View last post View last post](templates/SoftBlue/images/icon_latest_reply.gif) |
|
|
[ Poll ] At what age do you buy a chinuch set?
|
18 |
Thu, Sep 28 2023, 10:47 pm ![View last post View last post](templates/SoftBlue/images/icon_latest_reply.gif) |
|
|
Dr Sora Yaroslawitz Hands full Chinuch
|
3 |
Mon, Sep 04 2023, 12:11 am ![View last post View last post](templates/SoftBlue/images/icon_latest_reply.gif) |
|
|
Imamother may earn commission when you use our links to make a purchase.
© 2024 Imamother.com - All rights reserved
| ![](templates/SoftBlue/images/border_5_2.gif) |
![](templates/SoftBlue/images/border_6_2.gif) |
|
![](templates/SoftBlue/images/border_8_2.gif) |
|
|