I heard that in Montreal there's less fraud because

amother

Pumpkin

Fri, Jun 30 2017, 4:06 pm

yogabird wrote:

Curious to know where the Canadian government gets all this money. If the system is so great, why doesn't the USA adopt it? Or at least some parts of it?

I think I may already know part of the answer, but I'm curious to know more.

most of what is described here is from the Quebec government.

amother

Cerise

Fri, Jun 30 2017, 4:06 pm

amother wrote:

You also pay much higher taxes!

where? in Canada?
Property Taxes on my house are approx 3600/yr, monsey its 12,000 plus...

yes we do have a 13%tax on purchases, however we get a GST/HST credit once a year on average spending

amother

Gold

Fri, Jun 30 2017, 4:08 pm

yogabird wrote:

HIGH taxes

amother

Beige

Fri, Jun 30 2017, 4:08 pm

It is a socialist economy. Take from the rich and give to the poor (and to the children....). There are also other revenue streams besides taxes. The Quebec government owns Hydro-Quebec, the only provider of electricity in the province. They also own the SAQ, a huge network of liquor stores. They hold a monopoly in both of these industries.

amother

Cerise

Fri, Jun 30 2017, 4:08 pm

amother wrote:

most of what is described here is from the Quebec government.

In Toronto we also get lots of benefits, not as much as Quebec though...we don't get any babysitter/school/daycamp benefits, no such thing

amother

Beige

Fri, Jun 30 2017, 4:11 pm

The average person hardly pays taxes. In Quebec, the sales tax is almost 15%. I get a reimbursement check for 350$ every 3 months. My property tax goes to the city and is 5000$ a year. Taxes and deductions on salaries are funneled back to us (and then some!) through various programs. The rich are paying for the regular guys.

amother

Scarlet

Fri, Jun 30 2017, 4:17 pm

In montreal there is no reason to limit family size because of financial difficulties.
The more children you have the more money you make. Government benefits cover tuition costs and then some per child.

amother

Beige

Fri, Jun 30 2017, 5:24 pm

amother wrote:

This is what the government wants! They provide all sorts of child-related benefits in order to make it easier to have more children. They are trying to counter a steady decline in the birth rate.

nylon

Fri, Jun 30 2017, 8:08 pm

The provincial tax rate in Quebec is a minimum of 16% and up to 25.75%. So yes, taxes are high, but then you get some back, depending on how many kids you have. You don't need to be rich to pay for people... the top tax rate hits at C$103,000. Which is a nice salary but not rich.

The programs that were defrauded in the US work differently in Canada. E.g. you have the RAMQ so no Medicaid fraud. I don't know how housing subsidy works in Canada but that was one of the issues here. In the UK there has been benefit fraud involving housing benefit (this is a general statement and not about any specific community)

Montreal has lower property prices than Toronto which makes things much easier as well.

Raisin

Sat, Jul 01 2017, 7:29 pm

yogabird wrote:

Strong republican opposition to socialised medicine.

amother

Ruby

Sat, Jul 01 2017, 10:15 pm

Ok. I heard enough! I'm moving!

How's the chinuch system?
How's the winter? How do you survive the freezing cold?
What do you do with your kids in the summer?

amother

Scarlet

Sat, Jul 01 2017, 10:31 pm

amother wrote:

Ok. I heard enough! I'm moving!

How's the chinuch system?
How's the winter? How do you survive the freezing cold?
What do you do with your kids in the summer?

Depends which community you are part of. There are plenty of schools and choices.
The winter is frigid and depending on your perspective quite horrible or not so bad. You deal by wearing very warm winter wear. On the plus side the summers are pleasantly warm but not too hot.

Many camp options for kids both overnight and daycamp. Not any different than anywhere else.

amother

Burgundy

Sat, Jul 01 2017, 10:37 pm

amother wrote:

where? in Canada?
Property Taxes on my house are approx 3600/yr, monsey its 12,000 plus...

yes we do have a 13%tax on purchases, however we get a GST/HST credit once a year on average spending

Property taxes in NYC are not so bad, either. In Queens, our property taxes are around $4,000 annually.

fish

Sat, Jul 01 2017, 11:12 pm

amother wrote:

Ok. I heard enough! I'm moving!

How's the chinuch system?
How's the winter? How do you survive the freezing cold?
What do you do with your kids in the summer?

I dont know if ur serious but dont get excited, living in montreal is very expensive. My $500,000 house is teeny tiny and there is nowhere bigger to move unless ur rich. The chinuch for girls is good but for boys its not. And the winter is horrible!

amother

Mustard

Sun, Jul 02 2017, 7:34 am

nylon wrote:

Those taxes sound very low actually, not high at all! The highest tax bracket is only 25.75%?? Or am I misunderstanding something?

In the UK taxes are between 20 - 45%. 40% is already charged from around £50,000!

amother

Pumpkin

Sun, Jul 02 2017, 8:22 am

amother wrote:

25.75% is just the highest Quebec tax bracket (goes to the province of Quebec) The federal tax (goes to the Canadian government) is as high as 33%. A resident of Quebec pays both.

25.75% is the largest provincial tax in comparison to all of the provinces in Canada.

amother

Papaya

Sun, Jul 02 2017, 9:36 am

amother wrote:

Ok. I heard enough! I'm moving!

How's the chinuch system?
How's the winter? How do you survive the freezing cold?
What do you do with your kids in the summer?

Housing is expensive and hard to find availabilities. Tuition is expensive. The winters are very harsh. Some of the child benefits are only until age 6. Sales taxes make almost everything so much more expensive. (Small example, my BIL in Lakewood pays a $300 lease on the same van that's costing me $550)
It's a nice place and we're happy here bh but it's not dream land at all.

pgk

Mon, Jul 03 2017, 12:24 am

Ftr I'm from Canada and it's true that there are loads of benefits that are not avail in the states. But less fraud??? I don't think so!!! I know so many ppl there who are officially working on the books for their husbands/fathers/friends etc who have actually never worked a day in their lives just to get paid maternity leave...

amother

Olive

Mon, Jul 03 2017, 2:25 pm

There is fraud but not the same as the USA. If you hide your income or if you make a mistake on your income and your found out , you pay a penalty of 50% of what you owe. But you do not pay for health insurance which is a huge plus. I've never heard of someone going to jail or even arrested Lakewood style for not paying your full taxes. The few times when a mistake was made they sent me a letter saying I owe x amount, I paid it and that's it. There are very few programs to go on in Ontario so there is less chance of fraud. But you do pay more for many items because of all the different taxes. Here you cannot live on social programs at all. You have to work.